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Board of Directors

Citizens Financial Group, Inc.
Citizens Bank, N.A.
Citizens Bank of Pennsylvania

Bruce Van Saun
Chairman and Chief Executive Officer of Citizens Financial Group, Inc., and Head of RBS Americas
Anthony Di Iorio
Former Chief Financial Officer, Deutsche Bank A.G.
William P. Hankowsky
Chairman, President and Chief Executive Officer, Liberty Property Trust
Howard W. Hanna III
Chairman, Howard Hanna Real Estate Services
Charles J. ("Bud") Koch
Former Chairman, President and Chief Executive Officer, Charter One Bank
Robert D. Matthews Jr.
Vice Chairman, Commercial Banking, Citizens Financial Group, Inc.
Arthur F. Ryan
Former Chairman, Chief Executive Officer and President of Prudential Financial Inc.
Shivan S. Subramaniam
Chairman and Chief Executive Officer, FM Global
Wendy A. Watson
Former Executive Vice President, Global Services, State Street Bank & Trust Company
Marita Zuraitis
President and CEO, The Horace Mann Companies

Regional Advisory Boards

New England

Lawrence A. Aubin Sr.
President
Aubin Corporation
Stephen P. Barba
Executive Director of University Relations
Plymouth State University
Joseph Carelli
President, Citizens Bank
New Hampshire and Vermont
James F. Conway III
Chairman, President and CEO
Courier Corporation
David M. Hirsch
Managing Partner
Mustang Partners, LLC
Douglass E. Karp
Executive Vice President
New England Development
John Morison III
Chairman
Hitchiner Manufacturing Co., Inc.
Girard R. Sargent
President, Citizens Bank
Massachusetts
Dr. Lynda B. Smith
Clinical Psychologist and Partner
Connecticut Psychiatric Services
Stephen R. Woods
Head of Corporate Banking
Citizens Financial Group, Inc.

Mid-Atlantic

Joseph Bartolacci
CEO
Matthews International
Daniel K. Fitzpatrick
President
Citizens Bank of Pennsylvania
Eugene B. Chaiken
Chairman & CEO
Almo Corporation
James P. Gaspo
President
Citizens Bank, New York
Alan R. Guttman
CEO
The Guttman Group
Samuel F. Heleba
President and CEO
Graphic Controls Acquisition Corporation
Sharmain Matlock-Turner
President and CEO
Urban Affairs Coalition
Ralph J. Papa
Chairman CBPA, ret.
Formerly with Citizens Bank of Pennsylvania
Dian C. Taylor
Chairman of the Board, President and CEO
Artesian Water Company
Harold L. Yoh III
Chairman and CEO
Day & Zimmermann, Inc.

Midwest

David Beecken
Partner
Beecken Petty O'Keefe & Company
Tobias W. Buck
CEO, Chairman of the Board
Paragon Medical
Beth Chappell
President and CEO
Detroit Economic Club
Ralph M. Della Ratta
Managing Director
Western Reserve Partners LLC
Joseph DiRocco
President, Charter One
OH
Marc Paulhus
President, Charter One and RBS Citizens, Illinois
President, RBS Citizens Asset Finance
Baiju R. Shah
CEO
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