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Ken Marblestone named President of Charter One in Ohio

 CLEVELAND     (October 27, 2009) - Charter One announced today that Kenneth E. Marblestone has been named President of Charter One in Ohio. Marblestone previously served as the head of the Specialized Industries group at Charter One in Michigan.

“Ken is an outstanding team member, a talented banker and a proven leader,” said Ellen Alemany, Chairman and CEO of Citizens Financial Group and RBS Americas. “Ohio is an important market for us , and Ken’s banking and leadership experience will serve our customers, colleagues and communities in Ohio well.”

Marblestone, 52, brings more than 20 years of banking experience and a long list of accomplishments to the Ohio market. Upon joining Charter One in 2005, he created Charter One’s specialized industries group in Michigan, building a $500 million portfolio in just three years. The portfolio includes a variety of nonprofit entities, such as colleges, universities and health care organizations; professionals firms including law, accounting and title insurance companies; and other specialized organizations.

Prior to joining Charter One, Marblestone was partner and managing director of iCap Realty Advisors, a national commercial mortgage-banking firm. He previously held senior management positions at NBD Bank in Detroit and served in a variety of areas including wealth management, middle market and consumer lending divisions.

”I have spent considerable time in Cleveland during the past year, and look forward to embarking on this new role to work with our customers and the committed team in Ohio,” Marblestone said.

Marblestone said he plans to continue to build upon Charter One’s tradition of giving back to the community. In Michigan, he served on the boards of Gleaners Community Food Bank of Southeastern Michigan, the Jewish Federation of Metropolitan Detroit, Jewish Vocational Services and the Michigan Colleges Foundation.

“Ken has been an insightful and reliable leader on our board as well as a tremendous advocate for us in our work to feed our hungry neighbors,” said Gerry Brisson, Senior Vice President of Advancement at Gleaners Community Food Bank of Southeastern Michigan. “We will miss Ken’s passion and drive for excellence. We are certain that his presence and efforts in Cleveland will bring many benefits to that community. We extend our heartfelt congratulations to both Ken and Cleveland.”

Marblestone holds a bachelors of arts in business administration from Albion College and an M.B.A. from Michigan State University. Ken and his wife have three daughters.

About Charter One

Charter One is a division of RBS Citizens, N.A., operating in Illinois, Michigan and Ohio. It has approximately 360 branches and 612 ATMs. It has 148 branches and 168 ATMs in Ohio.

RBS Citizens, N.A. is a subsidiary of Citizens Financial Group, Inc., a $153 billion commercial bank holding company headquartered in Providence, R.I. CFG’s two bank subsidiaries are RBS Citizens, N.A. and Citizens Bank of Pennsylvania. They operate a 12-state branch network under the Citizens Bank brand in Connecticut, Delaware, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island and Vermont, and the Charter One brand in Illinois, Michigan and Ohio. CFG has non-branch retail and commercial offices in about 40 states. It is one of the 10 largest commercial banking companies in the United States ranked by assets as of June 30, 2009. CFG is owned by RBS (The Royal Bank of Scotland Group plc).