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Citizens Financial Group adding nearly 500 ATMs through partnership with Sunoco

Citizens Bank-branded ATMs to be available at Sunoco APlus® Convenience Stores throughout East Coast

Providence, R.I.    (March 8, 2010) - Citizens Financial Group, Inc. today announced it will expand customer convenience by branding ATMs at nearly 500 Sunoco APlus Convenience Stores in 13 states throughout the East Coast. The ATMs will be surcharge-free for all Citizens Bank and Charter One customers. Installation of the ATMs, which will be owned and operated by EDC, one of the largest and most recognized nationwide service providers, is expected to begin in May 2010 and be completed in June.

"At Citizens, we are committed to convenience and to helping our customers bank when, where and how they want," said Vice Chairman Martin Bischoff, who heads Consumer and Business Banking at Citizens. "We are very proud of this new partnership with Sunoco and EDC. This expansion will significantly increase the number of ATMs we offer our customers within our retail footprint, as well as provide them peace of mind knowing they can continue to bank with us at Sunoco APlus Convenience Stores when they travel along the southeastern coast."

The 487 new, withdrawal-only ATMs will display the Citizens Bank logo on the ATMs, welcome screen and receipts. Most of the new Citizens Bank-branded ATMs (379) will be located within parts of Citizens' traditional retail footprint, making banking more convenient for CFG customers in Delaware, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania and Rhode Island. The remaining 108 Citizens Bank-branded ATMs will be located outside the banks’ traditional retail footprint extending customer convenience into six new states along the southeast coast in Washington, D.C., Maryland, Virginia, North Carolina, South Carolina and Florida.

"EDC is pleased to have been selected by such a prestigious retail partner as Sunoco," said Mark Strauch, President and CEO of EDC. "In connection with our longstanding partner Citizens Bank, we believe we have assembled a unique and compelling program where Sunoco and Citizens customers will benefit significantly."

The availability of the new Citizens Bank-branded ATMs at Sunoco APlus Convenience Stores will bring the total number of surcharge-free ATMs available to Citizens Bank and Charter One customers to more than 3,200, an increase of 18 percent.

Open seven days a week, 24 hours a day, Sunoco APlus Convenience Stores are available at select Sunoco gasoline locations, providing customers on-the-go snacks, beverages and lunches, as well as standard grocery items such as bread, milk and eggs.

CFG is committed to convenience. It is the second-largest in-store banker in the nation, providing customers access to seven-day banking and extended weekday hours at more than 475 full-service locations inside grocery stores and other retail locations.

About Citizens Financial Group, Inc.

Citizens Financial Group, Inc. is a $148 billion commercial bank holding company. It is headquartered in Providence, R.I., and, through its subsidiaries, has more than 1,500 branches and approximately 22,700 employees. Its two bank subsidiaries are RBS Citizens, N.A. and Citizens Bank of Pennsylvania. They operate a 12-state branch network under the Citizens Bank brand in Connecticut, Delaware, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island and Vermont, and the Charter One brand in Illinois, Michigan and Ohio. CFG has non-branch retail and commercial offices in about 40 states. CFG is owned by RBS (The Royal Bank of Scotland Group plc). CFG’s Web site is citizensbank.com.

About Sunoco, Inc.

Sunoco, Inc., headquartered in Philadelphia, PA, is a leading manufacturer and marketer of petroleum and petrochemical products. With 825,000 barrels per day of refining capacity, approximately 4,700 retail sites selling gasoline and convenience items, approximately 6,000 miles of crude oil and refined product owned and operated pipelines and approximately 40 product terminals, Sunoco is one of the largest independent refiner-marketers in the United States. Sunoco is a significant manufacturer of petrochemicals with annual production capacity of approximately five billion pounds, largely chemical intermediates used to make fibers, plastics, film and resins. Utilizing a unique, patented technology, Sunoco's cokemaking facilities in the United States have the capacity to manufacture approximately 3.0 million tons annually of high-quality metallurgical-grade coke for use in the steel industry. Sunoco also is the operator of, and has an equity interest in, a 1.7 million tons-per-year cokemaking facility in Vitória, Brazil.

About EDC

EDC, headquartered in Walnut Creek, CA,, is one of the largest non-bank service providers in the United States, with approximately 4,000 turnkey ATMs and self-service kiosks in its nationwide network. EDC operates in all 50 states, processing millions of transactions each month. The company has a proven track record of providing innovative financial services programs for large retailers, regional banks, and independent merchants whose customers want a quick, convenient, and affordable way to access cash, pay bills, and cash checks.

Editor’s Note: The breakdown of Sunoco APlus Convenience Store ATM locations by market is: Delaware (6), Florida (57), Maryland (6), Massachusetts (29), New Hampshire (1), New Jersey (27), New York (108), North Carolina (2), Pennsylvania (207), Rhode Island (1), South Carolina (30), Virginia (12) and Washington, D.C. (1).