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Fixed Rate Mortgage vs. LIBOR ARM Calculator

A fixed rate mortgage has the same payment for the entire term of the loan. An adjustable rate mortgage (ARM) has a rate that can change, causing your monthly payment to increase or decrease. LIBOR, which stands for the London InterBank Offered Rate, is an index set by a group of London based banks, and sometimes used as a base for U.S. adjustable rate mortages. This calculator compares a fixed rate mortgage to a LIBOR ARM.

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This calculator is intended for informational purposes only and is not intended to provide today’s actual rates or terms.
Your actual results may vary.

 

 

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Mortgages are offered and originated by RBS Citizens, N.A. (NMLS ID# 433960) and Citizens Bank of Pennsylvania (NMLS ID# 522615). All loans are subject to individual approval.