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Life Insurance Calculator

How much life insurance do you need? Enter your current assets, expenses, income and let us determine how much life insurance you need. You can also adjust the inflation rate and your expected rate of return to see how these variables can impact your insurance needs. Press the report button to see a year-by-year breakdown of your family's future income and expenses.

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This calculator is intended for informational purposes only and is not intended to provide today’s actual rates.
Your actual results may vary.



Not insured by the FDIC. Not a deposit or obligation of, or guaranteed by Citizens Bank. May be subject to investment risks, including possible loss of the principal amount invested.


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Citizens Bank is a brand name of RBS Citizens, N.A. and Citizens Bank of Pennsylvania. Citizens Bank is a division of RBS Citizens, N.A. and Citizens Bank accounts and other RBS Citizens, N.A. accounts are not separately insured by the FDIC. Citizens Bank of Pennsylvania is not part of RBS Citizens, N.A.
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