Compare Credit Cards

With features to meet a variety of needs, like cash back rewards or a lower APR, we’ve got the right card for you.

Browse the table below to decide which credit card best meets your needs.

  Citizens Bank Cash Back Plus World MasterCard®
Cash Back Plus
Citizens Bank Clear Value
MasterCard®

Clear Value
Rewards
  • Unlimited 1.5% cash back on every purchase1 with no rotating categories or enrollments to keep track of
  • 10% Purchase Bonus on your earned cash back rewards when you make at least one purchase every month for six consecutive months or more2
  • 10% Relationship Bonus on your earned cash back rewards and Purchase Bonus when you direct deposit them in a Citizens Bank personal checking, Savings or money market account3
  • Our lowest APR card for purchases with rates as low as 13.99% - ideal if you carry a balance
Intro APR for balance transfers
  • 0% for first 12 billing cycles4
  • 0% for first 12 billing cycles4
APR Rates
  • After 12 billing cycles, 14.99%, 17.99% and 20.99%5 based on your creditworthiness
  • No annual fee
  • After 12 billing cycles, 13.99%, 16.99%, or 19.99%5 based on your creditworthiness
  • No annual fee
Security
  • Extended Warranty Protection doubles the original manufacturer’s or store brand warranty for up to two years6
  • Price Protection for 120 days from purchase6
  • Travel accident and baggage delay insurance6
  • Zero Liability Protection against unauthorized purchases7
  • Extended Warranty Protection doubles the original manufacturer’s or store brand warranty for up to one year6
  • Price Protection for 60 days from purchase6
  • Travel accident and baggage delay insurance6
  • Zero Liability Protection against unauthorized purchases7
Built-in benefits
  • Year-end summary statement
  • 24/7 online account management
  • Up to 21-day grace period on all purchases8
  • Balances count toward Circle Gold checking monthly combined balance
  • Year-end summary statement
  • 24/7 online account management
  • Up to 21-day grace period on all purchases8
  • Balances count toward Circle Gold checking monthly combined balance
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Contact Information

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