© Copyright 2015 Citizens Financial Group, Inc. All rights reserved.
Citizens Bank is a brand name of Citizens Bank, N.A. (NMLS ID# 433960) and Citizens Bank of Pennsylvania (NMLS ID# 522615).
All accounts are subject to individual credit approval.
is a registered trademark of MasterCard International Incorporated.
Credit cards are issued by Citizens Bank, N.A.
Certain conditions, restrictions and exclusions apply. Full terms and conditions will be sent when you become a cardmember.
You are solely responsible for any taxes that may be owed as a result of rewards earned and/or redeemed under this card. Please consult your tax advisor. Citizens Bank N.A. does not provide tax advice.
CashBack Platinum MasterCard®: Earn 5% cash back on gas, grocery and drug stores purchases and 1% on all other purchases made with your CashBack Platinum MasterCard® for the first 90 days. As an extra bonus during your first 90 days, you will earn an additional 5% cash back, for a total of 10% cash back, on your first $1,000 of gas purchases (a maximum of $50 additional cash back). After the 90-day promotion period, you will earn 1% cash back on all purchases. You must apply for a new CashBack Platinum MasterCard® account between 1/5/15 and 2/28/15 to receive the 10% cash back on gas purchases offer. Citizens Bank, N.A. will determine the total dollar amount of qualified purchases made during the 90-day promotion.
The assignment of any qualified purchase to a Merchant Category will be solely determined by us and will be based upon the type of merchant rather than the nature of the product or service
purchased. The additional 5% bonus cash back will be posted by August 31, 2015 to your credit card statement and will appear on your statement as “Gas Spend Rewards.”
The account must be in good standing to receive the additional bonus. See Credit Card Agreement Terms and Conditions for details. No cash back points will be awarded on purchases of gift cards or lottery tickets. Once you have applied for an account you will be notified of the status within 30 days. Your 90-day promotional offer will start on the date your account is approved, allowing up to an additional 20 days for you to receive and activate your card. Cards typically arrive within 10 days of application approval.
0% introductory APR is for your first 12 billing cycles. At the time of application, each balance transfer check will have an introductory fee of 3% with a $10 minimum, thereafter 4% with a $10 minimum. APR based on creditworthiness. Rates can vary based on our review of your application and credit history.
As of 3/3/2015. We will determine your margin and APR based upon our review of your application and your credit history. If approved, your margin and APR will be shown on the Pricing Addendum, which will be provided with your credit card and your Agreement.
Zero liability applies to "unauthorized" purchases made in the store, by telephone or online. "Unauthorized" use means that you did not provide, directly, by implication or otherwise, the right to use your card and you received no benefit from the "unauthorized" purchase. The conditions that need to be met are the following: You have exercised reasonable care in safeguarding your card from any unauthorized use. You have not reported two or more unauthorized events in the past 12 months. Also, your account must be in good standing. This does not apply if a PIN is used for the unauthorized purchases. Conditions and exceptions apply. Go to http://www.mastercard.us/zero-liability.html
Certain conditions, restrictions and exclusions apply. See your Guide to Benefits for complete program details.
When you pay your account balance in full by the due date.