Find answers to the most frequently asked questions about getting and using your Citizens Bank Platinum MasterCard.
Q: What does it cost to apply?
A: There are no application fees for applying.
Q: How long will it take to process my application?
A: In most cases, it takes two weeks. However, it may take up to 30 days to process your application.
Q: Is the information I submit on this application secure?
A: Yes. We use the highest form of Internet security technology. This ensures that the private and personal information you are submitting remains secure and confidential.
Q: Will I receive some sort of confirmation after I submit the online application?
A: Yes. After you submit your application, a confirmation page will appear on your screen. It may take a few moments, so please do not interrupt your browser during this process.
Q: Can I apply by phone?
A: Of course. We would be happy to take your application over the phone. Please call 1-888-333-5145 for credit card applications.
Q. Is there an annual fee for the card?
A: No. You won't be charged an annual fee for the Citizens Bank Platinum MasterCard®.
Q. What Platinum benefits do I get?
A: The purchases you make with your card have Extended Warranty Coverage which doubles the protection on most manufacturers' warranties up to one year. Plus, you get travel accidental insurance protection, car rental insurance and an optional Year-End Account Summary. For more information, click here.
Q. Can I manage my account online?
A: Yes. Simply enroll in enroll in Citizens Bank Credit Card Online Services. You can see recent and past statements, pay your credit card bill, check balances and more online. Enrollment is free and available 24/7.
Q. Where is my card accepted?
A: You can use your card at millions of MasterCard® locations worldwide – including online. No card is accepted in more places.
Q. How can I make balance transfers with my card?
A: It’s easy. Just use the Balance Transfer checks in your Welcome materials. You may also go online or contact our Customer Service Department at 1-800-684-2222 for more information.
Q: Will any balance transfer(s) I make appear on my next statement?
A: Balance transfers can take up to four weeks to process. Continue to pay the minimum monthly payments on the accounts you designate until the balance transfer payments appear as credits on those accounts.
Q. What if I ever have a question or concern about my card?
A: Simply contact the Customer Service Department at 1-800-684-2222, Monday through Friday from 7 a.m. to 1 a.m. EST or Saturday and Sunday from 7 a.m. to midnight EST.
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