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Help Me Choose

Step 1 of 3: Relationships

Do you have an existing Citizens Bank Checking account that is enrolled in the Value Plan or Combined Plan?

Step 2 of 3: Rewards

Are you looking for a card with the lowest rate or one that earns rewards?

Step 2 of 3: Rewards

What kind of rewards programs interest you the most?

Step 3 of 3: Results

Based upon your preferences, here is the Citizens Bank MasterCard® that works best to meet your needs.

Everyday Points® Platinum Rewards MasterCard®

Earn 10X points for every $1 spent on gas, grocery and drug store purchases for the first 90 days. After 90 days, earn 3X points for every $1 you spend on credit card purchases when you have a Citizens checking account with an Everyday Points debit card. Redeem towards Gift Cards, Cash, Travel, Merchandise and much more for your everyday purchases.

  • 0% APR on balance transfers for the first 12 months, after that variable APRs as low as 14.99%, 17.99%, or 19.99%*.
  • Balances count toward Circle checking minimum balance.
Learn More Apply Now

CashBack Platinum MasterCard®

Earn 5% cash back on all gas, grocery and drug store purchases and 1% on all other purchases for the first 90 days after account opening. After 90 days1, receive 1% cash back on all purchases all the time.

  • Receive cash back in increments of $50 checks automatically.
  • 0% APR on balance transfers for the first 12 months, after that variable APRs as low as 14.99%, 17.99%, or 19.99%.
  • Balances count toward Circle checking minimum balance.
Learn More Apply Now
1Once you have applied for an account, you will be notified of the status within 30 days. Your 90 day promotional offer will start on the date your account is approved allowing up to an additional 20 days for you to receive and activate your card. Your card typically arrives within 10 days once your application is approved

Citizens Bank Platinum MasterCard®

The best rate available from Citizens Bank, plus great platinum benefits.

  • 0% APR on balance transfers for the first twelve months. (This means your first 12 billing cycles. At the time of application, balance transfer fees apply - each check will have a fee of 3% with a $10 minimum.)
  • APR as low as 13.99%, 16.99%, or 18.99%.
  • No annual fees.
  • Balances count toward Circle checking minimum balance.
Learn More Apply Now

Green$ense® Platinum MasterCard®

With this card you can earn more Green$ense cash back, faster. You will continue to earn 10¢ on Debit Card purchases, plus you will earn 50¢ on each credit card purchase—up to $240 a year.

  • Convenient reward redemption.
  • 0% APR on balance transfers for the first 12 months, after that variable APRs as low as 14.99%, 17.99%, or 19.99%*.
  • Balances count toward Circle checking minimum balance.
Learn More Apply Now

* This means your first 12 billing cycles. At the time of application, each balance transfer check will have an introductory fee of 3% with a $10 minimum, thereafter 4% with a $10 minimum. APR based on credit worthiness. Rates can vary based on our review of your application and credit history.

PLANS DISCLOSURE

View Value Plan Terms and Conditions

View Secure Plan Terms and Conditions

View Combined Plan Terms and Conditions

All benefits, with the exception of the Green$ense benefit, are provided by The CPP Insurance Agency, LLC, which will be referred to as "CPP", or CPP’s third party providers. Citizens Bank is not an affiliate of nor is it responsible or liable for the services provided by CPP.

You must be 18 years or older, a US resident and have or open a Citizens Bank checking account. Only one plan per account.

Value Plan Discounts: Actual savings may vary.

Green$ense: Terms, conditions, restrictions apply. Transactions must post to your account to qualify.

All other benefits: Exclusions and limitations apply. See Terms and Conditions for complete product benefit details. The Purchase Protection programs are administered by TWG Innovation Solutions, Inc., 175 West Jackson Blvd, Chicago, IL 60604 (312) 356-3000 via forms ESP-MEM-I-DOP(8.11), PP-MEM-NT (12.07), and SG-MEM-NT (12.07). Warranty Extension benefits are not available in Maine or Utah, and are provided by National Product Care Company, except in Arizona, Florida, Oklahoma and Wisconsin, where they are provided by Service Saver, Incorporated (FL License Number 80173), both of which are located at 175 West Jackson Blvd, Chicago, IL 60604 (312) 356-3000.

 
 

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For Credit Cards Call

1-888-333-5145

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© Copyright 2013 RBS Citizens Financial Group, Inc. All rights reserved.
Citizens Bank is a brand name of RBS Citizens, N.A. and Citizens Bank of Pennsylvania. Deposit accounts held at RBS Citizens, N.A. and Citizens Bank of Pennsylvania are separately insured.

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