Take control of your everyday finances with an easy-to-use and conveniently accessible low fee checking account. Our interest bearing personal checking accounts help you simplify making purchases, automatic deposits, paying bills, transferring funds and more.
Experience the benefits of personal checking account options that meet your needs and fit your lifestyle. Open a bank account online and find helpful account features that can help you:
- Access your account online, at over 1,400 branches, or any one of our 3,600 ATMs
- Get account and payment alerts sent right to your email or mobile device, pay bills online in just minutes, and go paperless with convenient eStatements. Learn more about our online bank checking account features today
Also, rest assured that your deposits with us are FDIC Insurance1 protected.
Compare All Personal Checking Accounts
1See a banker for details and FDIC insurance limitations
View Value Plan Terms and Conditions
View Secure Plan Terms and Conditions
View Combined Plan Terms and Conditions
All benefits, with the exception of the Green$ense benefit, are provided by The CPP Insurance Agency, LLC, which will be referred to as "CPP", or CPP’s third party providers. Citizens Bank is not an affiliate of nor is it responsible or liable for the services provided by CPP.
You must be 18 years or older, a US resident and have or open a Citizens Bank checking account. Only one plan per account.
Value Plan Discounts: Actual savings may vary.
Green$ense: Terms, conditions, restrictions apply. Transactions must post to your account to qualify.
All other benefits: Exclusions and limitations apply. See Terms and Conditions for complete product benefit details. The Purchase Protection programs are administered by TWG Innovation Solutions, Inc., 175 West Jackson Blvd, Chicago, IL 60604 (312) 356-3000 via forms ESP-MEM-I-DOP(8.11), PP-MEM-NT (12.07), and SG-MEM-NT (12.07). Warranty Extension benefits are not available in Maine or Utah, and are provided by National Product Care Company, except in Arizona, Florida, Oklahoma and Wisconsin, where they are provided by Service Saver, Incorporated (FL License Number 80173), both of which are located at 175 West Jackson Blvd, Chicago, IL 60604 (312) 356-3000.