Checking Accounts

Find a checking account with the right features for you. Check out our new One Deposit Checking from Citizens Bank™, where just one deposit each statement period waives the monthly maintenance fee. Or compare all checking accounts.

Value Checking from Citizens Bank™

Great Value

One monthly fixed fee covers everything from foreign ATMs to statements and checks.

One low monthly maintenance fee includes paper statements, checks, and one transaction at another bank's ATM with no fee from us. Learn More

Monthly maintenance fee

Personal Checking with Interest

Interest-based

You’ll earn money back while enjoying all the benefits of secure and convenient banking.

A simple checking account, plus the added value of earning interest. Learn More

Monthly maintenance fee

Circle Gold Checking with Interest®

Relationship

These relationship accounts include preferred rates and exclusive services, and reward you for banking more with us.

This checking account rewards you with discounts, preferred rates and more. Learn More

Monthly maintenance fee

Overdrafts are paid at our discretion and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing or if the overdraft amount is excessive. Once you have overdrawn your account you must bring it to a positive balance as soon as possible to avoid additional fees.

* Wireless carrier fees may apply. Banking fees may apply. Citizens Bank Mobile Banking App. You may download the Citizens Bank Mobile App allowing access to many of the same services and features available with your online banking service. You can view balances and activity for eligible credit and deposit accounts included in your online service. You may perform previously set up transfers between your Citizens Bank accounts or your existing external accounts. E-statements, transfer set-up and self-initiated services like stop payments are not available using your Citizens Bank Mobile Banking App.