Checking Accounts

Manage your money with personal checking accounts and online banking

Manage your everyday finances with an easy-to-use and conveniently accessible low fee checking account. Our personal checking accounts help you simplify making purchases, automatic deposits, paying bills, transferring funds and more. We even offer interest-bearing checking accounts for added value with your daily transactions.

Experience the benefits of personal checking account options that meet your needs and fit your lifestyle. Open a Citizens Bank checking account online and find account features that allow you to:

• Access your account online, at over 1,300 branches, or any one of our 3,500 ATMs
• Get account and payment alerts sent right to your email or mobile device
• Pay bills online in just minutes
• Go paperless with convenient eStatements

Learn more about our online and mobile banking features for your checking account today.

Also, rest assured that your deposits with us are FDIC Insurance¹ protected.

Compare All Personal Checking Accounts

Find the right Citizens Bank checking account to meet your needs. Our checking accounts are designed to give you easy access to your funds for daily expenses and bill payment. Learn more about the personal checking accounts available in your area today.

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			Special discounts and preferred rates when you bundle products
	Green Checking Open Account Learn More	Personal Checking with Interest Open Account Learn More	Circle Gold Checking with Interest Open Account Learn More
Choose Your Account:	An affordable checking account that's a great value and offers easy access to your money – online, mobile, ATMs and more.	An interest-earning checking account that provides convenient banking access anytime.	An interest-earning premium checking and savings account that rewards you with special discounts, preferred rates, dedicated customer support, four non-Citizens Bank ATM transactions at no charge per statement period2, and more3.
Standard Account Features	Unlimited monthly transactions and check writing 24/7 Online Banking, Mobile Banking and Phone Banking Optional Overdraft Protection from Savings or an Overdraft Protection Line of Credit Steady Save® automatic transfers to your savings account More than 1,300 branches including supermarket branches with select locations open seven days a week Over 3,500 ATMs from Maine to Florida Peace of mind with FDIC insurance1
Additional Benefits			Four non-Citizens Bank ATM transactions at no charge per statement period2 Rate discounts Fee discounts Additional accounts with no monthly fee4
Complimentary Checks			Details
	Open Account	Open Account	Open Account

1. See a banker for details and FDIC insurance limitations.
2. Four surcharge-free non-Citizens Bank ATM transactions per statement period, after that it is a $3 charge per transaction.
3. Fee discounts include waiver of Sustained Overdraft fee and annual fees for Savings Overdraft Protection Line of Credit. No fee standard American Express® travelers Cheques. 15% discount on safe deposit rental.
4. Link to multiple Circle Gold Checking, Circle Gold Savings and Circle Gold Money Market accounts with no additional monthly maintenance fees.