Compare Checking Accounts

Good banking starts by making your everyday banking easier, more convenient, and even more rewarding. Take a look at the great checking account options below. It's easy to compare to see which solution is right for your life.

Special discounts and preferred rates when you bundle products
Choose Your Account: If One Deposit Checking sounds simple, that's because it is. One Deposit each statement period waives the monthly maintenance fee. It's that simple. One low monthly maintenance fee includes paper statements, checks, and one transaction at another bank's ATM with no fee from us. A checking account with the added value of earning interest. Enjoy a suite of features that make banking easy and convenient. Our relationship checking account package offers exclusive benefits and services, and includes a savings account and optional money market account at no additional cost.
Standard Account Features
  • Unlimited monthly transactions and check writing
  • Debit Card, for an easy and secure way to make everyday purchases
  • 24/7 Online Banking, Mobile Banking and Phone Banking
  • Overdraft Choices including Savings Overdraft Protection or an Overdraft Protection Line of Credit
  • Steady Save® automatic transfers to your savings account
  • Access to more than 3,500 ATMs and 1,300 branches - many with extended hours
  • Peace of mind with FDIC insurance
Additional Benefits
  • $5 Overdraft Pass
  • Unlimited check writing
  • $5 Overdraft Pass
  • No cost for Exclusive Design checks
  • One transaction per statement period at another bank's ATM with no fee from us
  • Customer choice of paper statements or paperless eStatements at no cost.
  • $5 Overdraft Pass
  • Unlimited check writing
  • $5 Overdraft Pass
  • Unlimited check writing
  • No fee for standard checks or $15 off other styles
  • Four non-Citizens Bank ATM transactions at no charge per statement cycle1
  • Preferred rates on savings, money market, and Certificates of Deposit
  • Fee discounts2
  • Additional accounts with no monthly fee3
Interest Rates View Rates View Rates View Rates View Rates
Complimentary Checks checkmark Icon
Details
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Details
$5 Overdraft Pass checkmark Icon checkmark Icon checkmark Icon checkmark Icon
Savings Overdraft Protection4 and Overdraft Protection Line of Credit5 checkmark Icon checkmark Icon checkmark Icon checkmark Icon
Annual Fee Waived for Savings Overdraft Protection and Overdraft Protection Line of Credit
Open Account Open Account Open Account Open Account

Wireless carrier, text and/or data charges may apply.

1 For Circle Gold Checking account customers, first 4 ATM fees from other ATM machines waived per statement period. For Value Checking customers, first ATM fee from another ATM machine is waived per statement period. ATM owner may charge you additional fees.

2 Fee discounts include waiver of Sustained Overdraft Fees and annual fees for Savings Overdraft Protection and Overdraft Protection Line of Credit. No fee standard American Express® Travelers Cheques. 15% discount on safe deposit rental.

3 Link to multiple Circle Gold Checking with Interest, Circle Gold Savings and Circle Gold Money Market accounts with no additional monthly maintenance fees.

4 $30 Annual Fee

5 $30 Annual Fee, $10 Transfer Fee each day a transfer occurs, plus interest on outstanding balances.