Get more value from your Citizens Bank relationship.

Make money, save money and gain peace of mind when you take advantage of the following special account features available with your Citizens Bank checking and savings accounts.

Make Money

Rewards Programs

Citizens Bank offers a variety of rewards programs tied to our Debit and Credit cards. Whether you're looking to earn points towards great merchandise, or get cash back from your purchases, we've got the program for you. See all of our rewards programs here.

Banking Packages

Earn better rates, even for loans, and avoid fees when you bundle your checking, savings and money market accounts into one package.

• Choose from two rewarding Banking Packages with substantial cost savings and banking privileges for you.
• No fees when you use non-Citizens Bank ATM machines.¹
• Get preferred rates on money markets and CDs.
• Reduced rates on home equity lines and loans.
• Unlimited account access with your Debit Card.

Save Money

Easier Ways to Save

Whether you’re just starting to save, have a particular goal like buying a home or paying for college tuition or want to make sure you are paying yourself first, Citizens Bank can help make saving easier than ever before.

• Certificates of Deposit – Our CDs offer convenient terms and competitive yields, plus the peace of mind of FDIC insurance
• Money Market Accounts – Maximize your savings with a Citizens Bank Money Market.
• Savings Accounts – Whatever you’re saving for, we have an account that will help you reach your goals.
• Steady Save^® is a free service that automatically transfers funds from your checking account to your savings or money market account on a schedule that you choose and an amount that fits your budget.
• HomeBuyer Savings^SM rewards you with $1,000 plus interest towards a Citizens Bank mortgage, when you save at least $100 per month for 36 months.
• CollegeSaver^SM rewards you with $1,000 plus interest when your child turns 18, if you save at least $25 per month.

Easier Ways to Manage your Money

Citizens Bank offers features to help you control how your money flows, keep your money in your account longer and avoid unnecessary fees.

• Direct Deposit automatically deposits your funds into your account, ensuring they’re available on date of receipt. Plus, you won't have to wait for any checks to clear.
• Online Bill Pay lets you avoid late fees by making sure your bills are paid on time.
• Make faster payments - most within 24 hours.
• Schedule recurring automatic payments up to a year in advance.
• Set alerts to remind you when bills are due.
• Transfer funds and make payments between Citizens Bank accounts.
• Plus, save money on envelopes and postage.
• Paying with a Debit Card offers you the 24-hour convenience of writing a check without having to wait for approvals.
• Earn rewards for your everyday shopping with Everyday Points^®.
• Purchases are automatically deducted from your checking account.
• No-fee balance inquiries, deposits, cash withdrawals, payments and transfers at a Citizens Bank ATM.
• Access to Online Banking with Bill Pay.

Gain Control

Be empowered with products and tools to help you stay financially fit.

Online Banking

Online banking provides you with access to up-to-date information on demand, so you know exactly where your money is at all times.

• Check up-to-the-minute account balances on nearly all of your Citizens Bank accounts including savings, checking, money markets and more.
• Access up to 18 months of account history.
• View images of cleared checks.
• Receive alerts whenever a specific account activity has occurred such as large purchases or when your balance falls above or below a specific amount.

eStatements

When you sign up for eStatements, we'll stop mailing your checking and savings account statements through the mail and simply send you an email reminder once they’re available for viewing online.

• Access up to 18 months of statements online.
• View your statement immediately from any location where you have internet access.
• eStatements are stored on an encrypted server for secure access.
• Safer than a paper statements sent to your mailbox. Plus, they won’t get lost in the mail.

MoneyHelp^SM

Learn how to get even more financially fit with tips on budgeting, savings, investing, retirement and more.

FDIC Insurance

Gain peace of mind knowing your bank deposits are now insured by the FDIC up to $250,000 per depositor, through December 31, 2013.