Value Checking

One low monthly maintenance fee includes paper statements, checks, and one transaction at another bank's ATM with no fee from us.

Monthly maintenance fee
View Fees

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One Deposit Checking from Citizens Bank™

One deposit of any amount each statement period waives the monthly maintenance fee.

Circle Gold Checking with Interest®

This account rewards you with discounts, preferred rates and more.

Compare all Checking Accounts

Ready to apply?

Here’s what you need to get started:

  • US citizens and resident aliens 18 or older can apply
  • Social security number
  • Driver’s license or state ID number
  • Current contact information (e.g, address, phone number, email)
  • A check, credit card or debit card to fund your account

Wireless carrier, text and/or data charges may apply.

1 Citizens Bank Zero Liability policy covers cards issued only by Citizens Bank and does not apply to ATM transactions or PIN transactions. Cardholder must notify Citizens Bank promptly of any unauthorized or suspicious use. Click here for additional details.