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Receive dividends with a streamlined
electronic payment process

Learn how accessPAYMODE-X can potentially turn
your Accounts Payable into a profit center.

  • Eliminate check-based payment costs.
  • Earn dividends calculated as a percentage of your total payments.
  • Leverage your suppliers' participation in the accessPAYMODE-X
    settlement network.

Reconsider Your Costly Accounts Payable Processes

Every paper check you issue costs you a few dollars in processing and postal fees. Month after month, those dollars add up. By leveraging the accessPAYMODE-X electronic payment network, RBS Citizens can help you optimize your payments by migrating from costly check-based payments to more effective and efficient ACH payments.

Benefits of accessPAYMODE-X:

  • Immediate cost savings: Eliminate all processing, printing and postage fees related to sending paper checks.
  • Automatic dividends: For payments made through accessPAYMODE-X, a percentage of your payment file total will be returned directly to you.
  • More cash flow control: Robust online payment information allows better management of cash flow, since you'll know exactly when payments will be withdrawn from your account.
  • Reduced carbon footprint: Nothing printed. Nothing wasted.

Benefits to Your Suppliers:

  • Convenient ACH payments: They will be paid fast and on time.
  • Lower check-processing costs: Streamline receivables processes with unlimited digital remittance in any format (Excel, CSV, NACHA, CTX, XML, BAI, and 820 and 835).
  • Simple start-up: No need to change banks or back-office systems to benefit from straight through processing.
  • Cost savings: They'll pay a smaller fee relative to other card-based payment options depending on the dollar amount of the payment.

Don't just save money. Earn it with accessPAYMODE-X—only from RBS Citizens.

Contact an RBS Citizens Treasury Solutions Specialist today.




Contact a Product
Specialist today:


(Mon-Fri 7am-8pm, EST)