How do I apply?
All qualified candidates for the Commercial Banking Associate position must submit a mandatory one page cover letter that includes your overall and major GPA with a resume before the deadline. To apply, click here and search on the keywords “Commercial Banking Associate” and apply to the appropriate position. You will only be allowed to attach one document to your online application. Please combine your cover letter and resume into a single document before attaching it to your application.
The cover letter should speak to the following:
- Why you are interested in working for RBS Citizens
- Why you are interested in Commercial Banking
- What unique attributes you bring to the Company and Program
RBS Citizens’ Human Resources group will contact you directly regarding your candidacy for this position. No application will be reviewed without both the cover letter and resume. Generic cover letters will not be considered.
What if I missed an event at my school?
If you happen to miss an event, we recommend you check with your career center to obtain Human Resources contact information.
Can I still apply if RBS Citizens did not interview at my school?
Yes. All qualified candidates can apply for the Commercial Banking Associate position by submitting a resume along with the mandatory one page cover letter. RBS Citizens’ Human Resources Group will contact you directly regarding your candidacy for this position. No application will be reviewed without both the cover letter and resume. Generic cover letters will not be considered. To apply, please click here and search on the keywords "Commercial Banking Associate" before the deadline.
What majors do you consider for the Program?
All majors are considered; coursework in Finance, Accounting and Economics is helpful, but not required. The Program will offer class work and training in all accounting and financial concepts needed; however, candidates must demonstrate they’ve learned the basic skills required to continue with the Program.
What is the minimum GPA requirement for the Program?
A minimum 3.5 GPA is preferred.
Where will the program take place?
The Program will take place in Boston, MA.
How many associates will the bank hire into the Program?
Approximately 12 individuals will be hired into the Commercial Banker Development Program.
How do I find out if I’ve been selected? What is the interview process and when will final decisions be made?
All applications will be reviewed by our Recruiting team and a member of the team will contact you regarding your candidacy for this position. Initial interviews will take place in October and candidates will be notified via email if they have been selected for the final round of interviews taking place in November. Final selections and offers will be made in November.
Is the Program position paid and am I eligible for benefits?
Yes, the 12-month program is a full-time paid position. As a full-time employee, you would be eligible for benefits including healthcare, 401 (k) and retirement benefits, insurance and other services (e.g. free counseling and legal).
Are international students eligible to apply? Do you sponsor international students?
Currently, RBS Citizens does not sponsor work visas for those entering this Program. All applicants must be eligible to work in the U.S. without sponsorship.
When does the Program begin and how long does it run?
The Program will begin mid-July and run for approximately 12 months. Following successful completion of the Program, graduates will be placed in a Commercial Banking business line as a Credit Analyst.
What are the typical responsibilities of a Credit Analyst?
A Corporate Banking Credit Analyst is typically responsible for supporting senior level Portfolio Managers in evaluating new credit requests, renewals, expansion of existing credit facilities and annual reviews, as well as managing compliance with basic financial statement requirements and analysis.
What are the lines of business that I could be placed in?
There are a number of opportunities for those individuals who successfully complete the Program. Graduates may be placed in Middle Market, Mid Corporate, Leveraged Finance or a Specialty business line. You can visit the Citizens Bank website and click on the Commercial tab for more information on the various Commercial Banking business lines. Placement will be based on your performance and business line needs.
Where will my job be located after I complete the Program?
RBS Citizens is present in New England, the Midwest and the Mid-Atlantic. Placement may be across the footprint and will vary.
Will I have a mentor?
Yes, you will be assigned a mentor at the start of the program.
Will I receive any additional training after I complete the Program?
Yes, your training does not end upon graduation from the Program. Ongoing training will be provided to graduates in addition to targeted events for the graduating class.
Who can I contact with additional questions about the program or the application process?
You can email your questions to CBDProgram@rbscitizens.com and a team member will contact you.