Citizens Bank Welcomes
Education Management Corporation Students and their Families

Citizens Bank Affordable Stafford Loan

  • 0.50% origination fee charged by the federal government for loans first disbursed July 1, 2009 through June 30, 2010.
  • 1.00% default (guarantee) fee charged by the guarantor.
  • Undergraduate Students: Fixed interest rate of 5.60% for the subsidized portion for loans first disbursed July 1, 2009 through June 30, 2010. Fixed interest rate of 6.80% for the unsubsidized portion.
  • Graduate Students: Fixed interest rate of 6.80% for both the subsidized and unsubsidized portions.
  • 0.25% interest rate reduction for automatic payment deductions from any bank account.
  • Unsubsidized program is open to all students regardless of financial need.

Apply Now

Citizens Bank Affordable PLUS Loan
For parents of dependent undergraduate students or graduate student borrowers

  • 3.00% origination fee charged by the federal government.
  • 1.00% default (guarantee) fee charged by the guarantor.
  • 0.25% interest rate reduction for automatic payment deductions from any bank account..
  • Parents may postpone payments while their dependent, undergraduate child is enrolled in school at least half-time.1
  • Graduate Students benefit from extended repayment terms and automatic payment deferment while enrolled in school at least half time.2

How to Apply

Parents

Graduate Students

For More Information

Contact us today at 1-800-708-6684 or email educationfinance@citizensbank.com.