New York Home Equity Loans & Lines of Credit

From the bustle of New York City and other urban centers, New Yorkers can escape to the quiet life and enjoy sporting and recreation, like skiing, snowshoeing, kayaking, hiking, mountain biking, horseback riding and endless other activities, as a family or individually. If everyday expenses don’t leave you enough to enjoy an occasional excursion, let Citizens Bank help. Our home equity loans and lines of credit can provide money to fix up your home or pay for life’s larger expenses, so you can spend your money enjoying everything that New York has to offer.

Let Citizens Bank help you tap the equity available in your home with a low fixed rate home equity loan or variable rate line of credit, all with the added advantage of tax deductible interest. A New York home equity loan, as a home improvement loan, is perfect for remodeling, renovating or updating your home. With a New York home equity line of credit (HELOC) you can use the money for any expenses, simply by writing a check. Plus, Citizens Bank picks up the entire cost of the New York County Mortgage Tax, both the bank’s portion and the homeowner’s/borrower’s portion.

A Citizens Bank home equity loan or line of credit could give you the money you need to fix up your bungalow in Buffalo, buy a new car for your drive into downtown Syracuse, or to finance your child’s education at Cornell University or NYU.

Apply online for a home equity loan or line of credit in New York. The application is simple and fast, taking just minutes to complete.

Learn more about our home equity products.