Home Loan Articles

Find mortgage loans and a mortgage rate that are right for you

When it comes to buying a home, Citizens Bank is here for you with the right home loan solution. There’s a lot to take into account, like how much you can afford, how strong your credit score is, and how you’re going to finance the purchase. You can learn more about mortgage loans and rates in the articles below.

Your Finances & Home Loans Credit Score Get your instant credit report with CitizensSecure Basic™ Money Basics Credit Counseling Use CitizensSecure Basic™ to get daily credit monitoring. Owning vs. Renting Bankruptcy Foreclosure Prevention How Your Situation Affects Mortgage Rates Single Living Together Married Divorced or Separated Injury and Disability Real Life Stories Second Home

Home Loan Steps Buy a Home Step 1: See a Lender Step 2: Find Out How Much You Can Afford Step 3: Understanding Your Loan Options Step 4: What Do You Need or Want in a Home? Step 5: Submit a Loan Application Step 6: Closing Step 7: Being a Homeowner Mortgage Loan Basics Qualifying for a Mortgage What's in a Mortgage Payment? Mortgage Types Simple Facts Interest Rates