Help Me Choose

This tool is designed to understand your needs and recommend the right credit card for you.

Do you currently have a credit card?

• Yes
• No

Do you typically carry a balance on your card or do you pay it off each month?

• Carry a Balance
• Pay Off Each Month
• Varies

Are you more interested in a card with the lowest rate or one that earns rewards?

• Lowest rate
• Earn rewards
• Both

Are you currently enrolled in relationship rewards?

• Yes
• No

We offer several rewards programs. What kind of rewards would interest you the most?

• Cash back on gas purchases
• Cash back where you spend most
• Merchandise Rewards
• Travel Rewards

Will you be transferring balances to your new card today?

• Yes
• No

Based upon your preferences, here is the Citizens Bank MasterCard^® that works best to meet your needs.

Accelerator Rewards Platinum MasterCard

Accelerator Rewards

A Platinum™ MasterCard^® that pays you back at the pump and elsewhere.

You prefer: Points-Based Rewards

Unique Benefits:

• Earn a full 3% cash back on gas
• Earn a full 1% cash back on all other purchases
• No annual fee

Benefits Available with All Cards

• Low interest rates
• No annual fee
• Online account management 24 hours a day, 7 days a week
• Year-end summary statement
• $0 liability for lost or stolen cards
• Travel accident insurance
• Medical and legal referrals
• Auto rental insurance for collision, loss or damage

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CustomCash Platinum Rewards MasterCard

Platinum Rewards

A Platinum™ MasterCard^® that helps you pay for the things you love most.

You prefer: Cash-Based Rewards

Unique Benefits:

• Earn 2% in CustomCash Points in the Merchant category you spend the most each month
• Earn a full 1% in CustomCash Points on purchases in all other categories
• No annual fee

Benefits Available with All Cards

• Low interest rates
• No annual fee
• Online account management 24 hours a day, 7 days a week
• Year-end summary statement
• $0 liability for lost or stolen cards
• Travel accident insurance
• Medical and legal referrals
• Auto rental insurance for collision, loss or damage

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Citizens Bank Platinum MasterCard

Platinum Non-Rewards

This no-frills Platinum™ MasterCard^® is ideal for eliminating high balances.

You prefer: Rate Maximization

Unique Benefits:

• Fixed 0% APR on purchases and balance transfers* for 6 months (10.99%, 12.99% or 14.99% variable APR thereafter**)
• No annual fee
• * This means your first 6 billing cycles. Fees apply for each balance transfer - $10 minimum and $60 maximum.
• ** As of May 1, 2008. We will determine your margin and APR based upon our review of your application and your credit history. If approved, your margin and APR will be shown on the Pricing Addendum which will be provided with your credit card and your Agreement.

Benefits Available with All Cards

• Low interest rates
• No annual fee
• Online account management 24 hours a day, 7 days a week
• Year-end summary statement
• $0 liability for lost or stolen cards
• Travel accident insurance
• Medical and legal referrals
• Auto rental insurance for collision, loss or damage

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Everyday Points Platinum Mastercard

Everyday Points

A Platinum™ MasterCard^® that rewards you for your everyday purchases.

You prefer: Merchandise and Travel Based Rewards

Unique Benefits:

• Earn 2 points for every dollar spent and 3,500 bonus points for first use
• Redeem rewards for cash back, gift cards, travel, equipment, and more
• No annual fee

• Benefits Available with All Cards
• Low interest rates
• No annual fee
• Online account management 24 hours a day, 7 days a week
• Year-end summary statement
• $0 liability for lost or stolen cards
• Travel accident insurance
• Medical and legal referrals
• Auto rental insurance for collision, loss or damage

Learn MoreOpen Now