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Mortgage Relief Fund

Helping you keep your home.

Introducing the Mortgage Relief Fund
Citizens Bank, Sovereign Bank, TD Banknorth, Webster Bank and Bank of America have committed $125 million in funds to create the Mortgage Relief Fund. Our goal is to help eligible homeowners in New England refinance into more conventional fixed-rate loans that will better meet their needs.

Who is this Fund for?
This Fund is aimed at helping homeowners who are in good standing with their current mortgage loan(s), but who may be experiencing difficulty making payments now and who expect to have greater difficulty making payments when their rates reset.

Are you eligible?
If you are experiencing difficulty making your mortgage payments, take a moment to consider whether you may be eligible to participate in this initiative.

If:
  • Your house is worth more than the total of your mortgage loan balance(s)
  • You have generally made your mortgage payments on time
  • You reside in the property, and
  • You can document your current income

then you may be eligible for consideration under this initiative.

Part of the Solution, not the Problem.
As corporate citizens that care about the communities where our customers live and work, Citizens Bank, Sovereign Bank, TD Banknorth, Webster Bank and Bank of America think it’s important to offer this Mortgage Relief Fund to homeowners during these difficult times.

This particular program is not designed for borrowers who are delinquent on their mortgage payments or facing imminent foreclosure. Borrowers in that difficult situation should contact the servicer of their mortgage as soon as possible, or a mortgage-counseling service such as Homeownership Preservation Foundation at 1-888-995-HOPE.

 

 

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Contact Information

To contact our Mortgage Support Representatives to determine your eligibility:

Call us at 1-888-411-1145
 

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All loans are subject to individual approval.

Mortgages are offered and originated by RBS Citizens, N.A. and Citizens Bank of Pennsylvania.  All loans are subject to individual approval.