Simplify the Home Closing Process With Our On-Time Purchase Closing Guarantee

We promise to get through your mortgage process on time, or you get $500

Go through the mortgage process with a bank that has your back

Whether you’re a first-time homebuyer or buying a home for the second, third or fourth time, Citizens Bank can make the steps in the mortgage process more clear and manageable. Our dedicated Home Loan Advisors will be with you during the entire process, from application to closing, to answer questions, provide product insight and more.

Discover the benefits of working with Citizens Bank, like:

  • Competitive interest rates.
  • A mortgage pre-approval letter to help you know how much you can borrow.
  • Mortgage rate discount for Circle Gold checking customers who use ACH to make their mortgage payments.
  • Our On-time Guarantee that gives you $500 if you don’t get through the mortgage closing process on time when you give us at least 30 days – starting when you submit your completed loan application.*

Borrow better with the On-time Purchase Closing Guarantee

We aim to make the mortgage process simpler. So, we’re putting our money where our mouth is with the On-time Purchase Closing Guarantee. If you give us at least 30 days from the date you submit your completed application, we promise we’ll process your mortgage loan on time so you can complete the home closing process and move in to your new place when you need to. When you’re considering buying a home, get started by asking our Home Loan Advisors about the various fixed- and adjustable-rate mortgage products we offer – so you can take advantage of all the benefits of borrowing and banking with Citizens Bank.

Apply for a mortgage pre-approval to start the mortgage process with Citizens Bank

From first-time home buyers to those with home buying experience, Citizens Bank is here to help. When you’re ready to buy a home, check out our different mortgage products and talk to a Home Loan Advisor about getting a mortgage pre-approval. Or if you’re ready to apply, you can start the application process online. A Home Loan Advisor will be in touch by the next business day to answer any questions and help you complete your application to get you on the road to a new home mortgage. Our goal is to keep things clear so you can see what’s possible. That’s why we provide the On-time Purchase Closing Guarantee, and that’s helping you borrow better. Speak to a Home Loan Advisor for more information today.

 

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