Why You Should Submit Your Information Online

We use advanced online lending technology to streamline our processes, so you'll save time and money when you get your mortgage online with Citizens. We also provide highly personalized service and are available to assist you every step of the way. Review our Online Lending Process to see just how easy and convenient home financing can be.

Features / Benefits


We've streamlined our lending process to cut costs and save you money. In addition to great rates, Citizens offers among the lowest fees on the Internet today. Also, once you complete your application with our Home Loan Advisor, you'll get complete, online disclosure of our fees up-front, so there will be no surprises at closing.


With Citizens, you can submit your information online, receive disclosures online, review fees and product options. Once you submit your information a Home Loan Advisor will call you to complete your Application. After your loan has closed, you will be able to access your account information online. We also provide personalized service when you need it. Contact us at 866-612-6206 toll free, or email us at directlending@ccomortgage.com. You can also visit any of our convenient loan offices in cities around the country.


We offer a complete selection of mortgage products to meet every home buying need -- conventional loans, government loans, jumbo loans, second mortgages and home equity lines. Not all of our products are online. So if you can't find what you are looking for, contact us.

We can also offer an exclusive selection of portfolio features, designed to make home financing easier and more affordable, for example, we offer interest only payment options.

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