Fast Balance™ User Agreement
The “Fast Balance” feature of our Mobile Banking Application and “Fast Balance” widgets (together, “Fast Balance”) will allow selected account balances to be viewable without entering user credentials, including Online User ID or Password. The only account information that will be visible will be the last four digits of the selected account, the account name or account nickname (if customized by user) and the current available balance in the selected account.
Because account balance information is available without entering user credentials, we suggest that you utilize a screen lock or phone password for your device when Fast Balance is enabled to prevent any unwanted access to your account balances. By enrolling in and activating Fast Balance, you accept the risks associated with increased visibility of your account balances. We will not be responsible for any unauthorized exposure of your account balances incidental to the use of Fast Balance.
Fast Balance is limited to Checking, Savings and Money Market accounts for Personal banking customers only. The current available balance as viewable in Fast Balance (the "Available Balance") will represent the dollar amount of money available in the selected account, which includes all cash and electronic transactions, such as direct deposit, that have been credited to your account as of the date displayed under your Available Balance. Any advances, pending items (such as pending debit card purchases or ATM withdrawals), outstanding authorizations and holds requested or placed on your account have been subtracted from the Available Balance. The Available Balance does not include any pending credits and does not reflect any items which have not posted to your account. If you would like more detail or transactional view of what has impacted your balance, please log in to view your accounts as you normally would.
The Available Balance will be time stamped with an "as of" that represents the date and time at which the Available Balance was obtained. If for any reason Fast Balance updates are unavailable, you may not be able to obtain the most up-to-date balance information.
Fast Balance must be set up on each device that is set up for Mobile Banking. Only one Online Banking User can utilize Fast Balance on a given device at one time. In order for a different Online Banking User to use Fast Balance on a device, Fast Balance must first be deactivated by the current active user of Fast Balance.