Citizens uses the same process to apply or maintain debit card authorization holds over a weekend as during the week. However, because Citizens does not post transactions on Saturday, Sunday or holidays (i.e., not business days), holds will not be removed until the next business day.
For example: On Thursday, Sara has $70 Available Balance and uses her debit card at 12:00 PM to buy a shirt for $40. Sara signs a receipt for her purchase.
The merchant requests authorization for the $40 from us. Once approved, her Available Balance will be immediately reduced by a $40 debit card authorization hold. Because Citizens does not post transactions on Saturday or Sunday (i.e., not business days), Citizens maintains the debit card authorization hold on Sara's account until Monday evening (i.e., up to three business days) or until the merchant sends the final authorization request—whichever comes first.