Personal Investing

What are your personal investing goals?

Whether you’re saving for retirement, education or have another long-term financial goal in mind, a Citizens Investment Services Financial Consultant can provide you with personalized guidance to support all of your financial needs including:

Retirement Planning
No matter where you are in the investment planning process, a Citizens Investment Services Financial Consultant can help you find personalized retirement options designed for your lifestyle including IRAs, Rollover IRAs and Annuities.

Education Planning
A Financial Consultant can walk you through the many ways to save, invest and prepare for the ever-increasing costs of higher education through 529 plans*, education savings accounts and more.

^*One should consider the investment objectives, risks, charges and expenses carefully before investing in municipal fund securities. More information about municipal fund securities is available in the issuer's official statement. The official statement should be read carefully before investing.

General Investing
Whether you’re planning for a new or second home, a business venture or some other long-term goal, a Financial Consultant can help you choose investment products designed to help meet your long-term goals including mutual funds, bonds and stocks.

Insurance Protection
Provides comfort knowing you’re protecting yourself, and your family. A Citizens Investment Services Financial Consultant can help you learn more about life insurance, long-term care insurance and disability insurance options.



Understand potential conflicts of interest with mutual fund providers and annuity providers.