We use advanced online lending technology to streamline our processes, so you'll save time and money when you get your mortgage online with Citizens. We also provide highly personalized service and are available to assist you every step of the way. Review our Online Lending Process to see just how easy and convenient home financing can be.
Features / Benfits
Savings
We've streamlined our lending process to cut costs and save you money. Use our online application, for example, and we'll give you a $100 rebate when your loan closes. In addition to great rates, Citizens offers among the lowest fees on the Internet today. Also, you'll get complete, online disclosure of our fees up-front, so there will be no surprises at closing. Check out our No Surprises Guarantee.
Service
With Citizens, you can apply online, receive disclosures online, get an online approval, pay your application fee and lock in to today’s rate. After your loan has closed, you will be able to access your account information online. No other web lender will give you more online service today. We also provide personalized service when you need it. Contact us at 866-612-6206 toll free, or email us at directlending@ccomortgage.com. You can also visit any of our convenient loan offices in cities around the country.
Selection
We offer a complete selection of mortgage products to meet every home buying need -- conventional loans, government loans, jumbo loans, second mortgages and home equity lines. Not all of our products are online. So if you can't find what you are looking for, contact us.
We can also offer an exclusive selection of portfolio features, designed to make home financing easier and more affordable, such as loans to 85% with no mortgage insurance, interest only payment options, and 100% financing with our tandem mortgage program.
A Lender You Can Trust
We have been lending money to homebuyers the old fashioned way -- face-to-face -- for decades. You can be confident that your loan will close on time, and under the terms to which you agreed. We guarantee it.
View all mortgage products