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Mortgages
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Mortgage Products
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Mortgage Products
Home-To-Home® Loan
7/1 Hybrid ARM
80/20 Tandem Mortgage
Destination Home Mortgage
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Mortgage Products

We offer a complete selection of mortgage programs, from traditional fixed rate mortgages to today's popular interest only payment programs and tandem mortgage programs that provide up to 100% home financing. Whether you're buying your first home or building your dream home, we've got a great home financing solution for you. 

When you use our custom rate quote feature, you'll see a list of mortgages available online that meet your needs along with a short description of those programs.  Also below are descriptions of some of our special programs that are not available online yet.  Call 1-800-612-6206 for more information on these innovative mortgage programs.

Fixed Rate Mortgages
If you want the stability of a fixed rate mortgage, we offer a variety of programs with short to long terms, low down payment requirements and other features that make home buying more affordable.

Adjustable Rate Mortgages (ARMs)
Save money and qualify for more home with an adjustable rate mortgage. Our 3/1, 5/1 and 7/1 adjustable rate offer the stability of a fixed rate for the initial term with the lower rate of an ARM

Jumbo Mortgages
If you have larger borrowing needs, you'll like the price of our jumbos, and they come with all of the special features that distinguish our programs, such as Loan-To-Values up to 85% with no mortgage insurance and interest only payment options.

Tandem Mortgages
Combine a first and second mortgage to avoid mortgage insurance premiums and finance up to 100% of your home's value.

The Destination Home Mortgage
This affordable program is designed to help more families achieve homeownership, with up to 100% financing, no private mortgage insurance and more.

Home-to-Home® Loan
A lower cost alternative to bridge financing, this innovative program loan enables you use the equity in your current home before you've sold it to purchase your new home.

Interest Only Payment Programs
Reduce your monthly payment with our interest only payment options, which are available on a variety of programs including our 5/1 and 7/1 Interest Only ARMs.

Home Equity Lines
Access the equity in your home to add on, take a vacation, consolidate debts or more.

Check Customized Rates and Products
Get rate and fee information for all loan products – customized to what you're looking for.

Mortgage Tools and Information
Confused about which product is best for you, how much you can borrow, or what the long-term effects of any particular mortgage will be? Our library of information and online calculators cover every aspect of home buying, homeownership and home financing.

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Apply online when you want, how you want, and where you want.
CALCULATORS & TOOLS
 


To our Mortgage Support representatives who can determine your eligibility:
Call us at 1-888-514-2300
Apply Online,
Email us or
have a mortgage agent call
Residential Loans Customer Service: 1-800-234-6002
Business Banking Customer Service: 1-800-409-8301

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© Copyright 2008 Citizens Financial Group. All rights reserved.
Citizens Bank is a brand name of RBS Citizens, N.A. and Citizens Bank of Pennsylvania. Citizens Bank is a division of RBS Citizens, N.A. and Citizens Bank accounts and other RBS Citizens, N.A. accounts are not separately insured by the FDIC. Citizens Bank of Pennsylvania is not part of RBS Citizens, N.A.
Member FDIC  |  Equal Housing Lender Equal Housing Lender

 

All loans are subject to individual approval.

Mortgages are offered and originated by RBS Citizens, N.A. All loans are subject to individual approval.