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Loan Applications
Most students start out with a Federal Stafford Loan, a program federally regulated and guaranteed. Typically, federal loan limits are not enough to cover the full cost of an education. Therefore, you can supplement it with other loan products that may require separate applications. Federal Loans
Affordable Stafford Loan
The federal government backs loans for both undergraduate and graduate students who are enrolled at least half-time in a degree program at an eligible school.
Before you apply for the Stafford Loan, you must fill out a Free Application for Federal Student Aid (FAFSA). This is a Federal document that can be completed online, at www.fafsa.ed.gov.
Then fill out an application for the Stafford Loan.
If you have questions or want to receive a paper application, Email us at educationfinance@citizensbank.com or call our Education Finance Specialists at 1-800-708-6684
Affordable PLUS Loan (for Parents and Graduate Students)
Qualification for a PLUS Loan is based on good credit only, with no debt-to-income ratio guidelines or employment verification requirements.
Parent Borrowers:
Graduate Student Borrowers:
Private Loans
Signature Student Loan
A loan made available through a partnership with Sallie Mae offering low interest rates and high aggregate loan limits. Funds are disbursed directly to the school. Requires certification by the college attended.
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Email us or call 1-800-708-6684
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© Copyright 2008 Citizens Financial Group. All rights reserved. Citizens Bank is a brand name of RBS Citizens, N.A. and Citizens Bank of Pennsylvania. Citizens Bank is a division of RBS Citizens, N.A. and Citizens Bank accounts and other RBS Citizens, N.A. accounts are not separately insured by the FDIC. Citizens Bank of Pennsylvania is not part of RBS Citizens, N.A.
Member FDIC
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All accounts are subject to individual credit approval.
Student must attend an eligible community college or a four-or five-year college in any of the following states: Connecticut, Delaware, Illinois, Indiana, Massachusetts, Maine, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island or Vermont.
Citizens Bank reserves the right to modify or discontinue these benefits at any time. Changes to these benefits, if any, will affect only loans originated after the changes occur.
The lender for the above-mentioned Citizens Bank loan program(s) is RBS Citizens, N.A., Member FDIC and Equal Opportunity Lender. RBS Citizens, N.A. may sell your student loan to a third party. RBS Citizens, N.A. will only sell your student loan if the third party agrees to honor all of RBS Citizens, N.A.'s promises to you, including all promised benefits that you will receive or might become eligible for during the loan repayment period.
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