Most students start out with a Federal Stafford Loan, a program federally regulated and guaranteed. Typically, federal loan limits are not enough to cover the full cost of an education. Therefore, you can supplement it with other loan products that may require separate applications.
Federal Loans
Affordable Stafford Loan The federal government backs loans for both undergraduate and graduate students who are enrolled at least half-time in a degree program at an eligible school.
Before you apply for the Stafford Loan, you must fill out a Free Application for Federal Student Aid (FAFSA). This is a Federal document that can be completed online, at www.fafsa.ed.gov.
Then fill out an application for the Stafford Loan.
If you have questions or want to receive a paper application, Email us at educationfinance@citizensbank.com or call our Education Finance Specialists at 1-800-708-6684
Affordable PLUS Loan (for Parents and Graduate Students) Qualification for a PLUS Loan is based on good credit only, with no debt-to-income ratio guidelines or employment verification requirements.
Parent Borrowers:
Graduate Student Borrowers:
Private Loans
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