Signature Student Loan

• Rates as low as Wall Street Journal Prime minus 1% and fees as low as 0%.

• 0.50% interest rate reduction for automatic payment deduction from any bank account.
• Fast pre-approval.
• Students may apply on their own good credit with no income requirements.
• Combined billing for Federal Stafford Loans (serviced by Sallie Mae) and Signature Student Loans.
• Health Professions students receive an extended repayment term and deferment during internship and residency periods.
• Co-signer release option after 24 on-time payments.

• Minimum: $500
• Maximum: Cost of education less any other financial aid.

• Undergraduate and graduate students 18 years of age or older.
• Attending a four- or five-year college or university.
• Enrolled at least half-time in a degree granting program.
• The Signature Student Loan may not be available in all states.

Disbursement

Repayment

Loan repayment begins six months after the student graduates or ceases to be enrolled on at least a half-time basis. Principal and interest can be deferred while the student is in school, and there is an option to pay the accrued interest quarterly or have this amount added to the principal balance after leaving school. Repayment Terms are as follows:

• Online Application
• Interactive PDF application for all states [14-page pdf document] (Not available for residents of PA or students attending schools in PA.)
• Call 1-800-695-3317 for application information. (Be sure to designate Citizens Bank as your lender.)

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Citizens Bank is a brand name of RBS Citizens, N.A. and Citizens Bank of Pennsylvania. Citizens Bank is a division of RBS Citizens, N.A. and Citizens Bank accounts and other RBS Citizens, N.A. accounts are not separately insured by the FDIC. Citizens Bank of Pennsylvania is not part of RBS Citizens, N.A.
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