Certificates of Deposit

No-hassle account openings. CDs help you save for short- and
long-term goals with guaranteed fixed-rate returns and peace of
mind with FDIC insurance.

Short-Term CDs

If you are saving for a short-term goal, our Short-Term CDs provide the guarantee of a fixed rate yield for the length of your term and peace of mind with FDIC Insurance. Learn More

48-Month CD

If you are saving for a long-term goal, our 48-Month CD provides the guarantee of a fixed rate yield for the length of your term and peace of mind with FDIC Insurance. Learn More

12-Month Breakable CD

Our Breakable CDs are easy to open, provide flexibility with one withdrawal without penalty during your term and have preferred rates for Circle Gold Banking customers. Learn More

  • Fixed interest rates

    View Rates
  • Withdrawal status

    One-time, full or partial withdrawal without penalty of funds during the term of your account.

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All accounts, loans and services are subject to individual approval. See a banker for details on FDIC insurance.

Android is a trademark of Google Inc

* Wireless carrier fees may apply. Banking fees may apply. Citizens Bank Mobile Banking App. You may download the Citizens Bank Mobile App allowing access to many of the same services and features available with your online banking service. You can view balances and activity for eligible credit and deposit accounts included in your online service. You may perform previously set up transfers between your Citizens Bank accounts or your existing external accounts. E-statements, transfer set-up and self-initiated services like stop payments are not available using your Citizens Bank Mobile Banking App.

2 Javelin Strategy & Research, 12/12.

3 Xtreme Labs, 7/13.