11-Month CD Saving with peace of mind. With our 11-Month CD, you’ll get a competitive fixed rate throughout the term of the CD. Standard fixedinterest rate View Rates Early Withdrawal penalties may apply Circle Gold fixed interest rate View Rates Open Account Open in person: Find a branch Open via phone: 1-877-360-2472 Benefits Fixed-term Rate Guaranteed over the duration of the term Online & Mobile 24×7-account access online and via mobile app allows easy access to your funds. Locations Access to more than 3,500 ATMs and 1,300 branches - many with extended hours Support Customer service support and guidance Safety & Security FDIC insurance coverage Compare 11-Month CD to: 48-Month CD Saving with peace of mind. Know exactly how much you’ll earn with a guaranteed fixed rate over a fixed term. 12-Month Breakable CD Our Breakable CDs are easy to open, provide flexibility with one withdrawal without penalty during your term and have preferred rates for Circle Gold Banking customers. Compare all CDs Ready to apply? Here’s what you need to get started: US citizens and resident aliens 18 or older can apply Social security number Driver’s license or state ID number Current contact information (e.g, address, phone number, email) A check, credit card or debit card to fund your account Open Account Open in person: Find a branch Open via phone: 1-877-360-2472 See a Banker for FDIC insurance limits. Wireless carrier, text and/or data charges may apply.