12-Month Breakable CD

Our Breakable CDs are easy to open, provide flexibility with one withdrawal without penalty during your term and have preferred rates for Circle Gold Banking customers.

Standard fixed
interest rate
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One-time, full or partial withdrawal without penalty of funds during the term of your account.
Circle Gold fixed interest rate
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Benefits

Online & Mobile

24×7-account access online and via mobile app allows easy access to your funds

Fixed-term Rate

This is a fixed-term CD with the flexibility of a one-time, full or partial withdrawal without penalty of funds during the term of your account

Locations

Access to more than 3,500 ATMs and 1,300 branches - many with extended hours

Compare Breakable CD to

11-Month CD

Saving with peace of mind. With an 11-Month CD, you’ll know exactly how much you’ll earn over a fixed term.

48-Month CD

This 48-Month CD allows for a slightly longer period of investment with the same fixed rate and peace of mind over a fixed term.

Compare all CDs

Ready to apply?

Here’s what you need to get started:

  • US citizens and resident aliens 18 or older can apply
  • Social security number
  • Driver’s license or state ID number
  • Current contact information (e.g, address, phone number, email)
  • A check, credit card or debit card to fund your account