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Citizens Bank | Good Banking is Good Citizenship

Programs & Services

Managing Your Account

Ready to see it in action?		Have a savings account?

Already viewed the demo?	Give it a try!

Overview

Details

Bonuses

GoalTrack Savings is a free savings program that can be added to any eligible savings account to help and encourage you to reach whatever financial goals are important to you—a new car, an emergency fund or your dream home.

Easily added through Online Banking, GoalTrack Savings offers features that make saving simple. Automatic transfers make contributing to your savings goal easy, while the account tracking page lets you review your activity, follow your progress, and check out potential bonuses. And it's all to help you get to your savings goal.

Getting started:

Select an existing — or or open a new savings account.
Enroll in Online Banking or Login now.
Enroll in GoalTrack Savings

Is your savings goal for your child's education or a new home?

We have two special accounts that may be right for you. Learn more about the CollegeSaver and HomeBuyer Savings accounts.

Eligible Accounts	Most Citizens Savings accounts are eligible for GoalTrack Savings, including Green Savings, Circle Gold Savings, Statement Savings and Basic Savings. Excluded accounts include CollegeSaver^SM, HomeBuyer Savings^SM, High Yield Savings, Money Market Savings, and fiduciary accounts. IRA Savings accounts can participate in GoalTrack Savings, but are not eligible for bonus due to potential tax implications. You may only have one active GoalTrack Savings plan for each eligible savings account, but you may have as many plans as you have eligible accounts.
Bonus Values	The potential value of your bonus depends on your savings goal and timeframe, and is based on the incremental savings beyond your account balance at enrollment. To be eligible for the minimum bonus value, you must save at least $25/month for 8 months above your balance at the time of enrollment. The maximum bonus value of $250 is earned when you save at least $400/month for 36 months above your enrollment balance. Saving more, or for a longer period will not increase the maximum bonus value available. Examples of the bonus values and participating retailers can be found here.
Bonus Eligibility	Bonuses are selected and redeemable only when you reach both your target timeframe and savings amount. At end of each month, Citizens will compare your balance against the savings balance required by the plan you created for that month. This amount will be your enrollment balance plus the monthly savings amounts for your plan for each month since enrollment. Your eligibility for a bonus may be lost when your minimum savings amount and time frame for the goal are not met, or if you do not save the minimum monthly amount and meet your target balance for two consecutive months. Once you achieve your goal amount and timeframe, you will be notified electronically that a bonus is available, with instructions on how to redeem your bonus. You will have 6 months to redeem your bonus. Your bonus eligibility will be lost if you cancel your GoalTrack Savings goal, or close the savings account associated with the program. You may use GoalTrack Savings without electing to receive a bonus.

GoalTrack Savings Bonus Information

Participating retailers include:

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© Copyright 2013 RBS Citizens Financial Group, Inc. All rights reserved.
Citizens Bank is a brand name of RBS Citizens, N.A. and Citizens Bank of Pennsylvania. Deposit accounts held at RBS Citizens, N.A. and Citizens Bank of Pennsylvania are separately insured.

All accounts and services are subject to individual approval. See a banker for details on FDIC insurance.

IRA contributions via Steady Save® are for current-year contributions only. See a banker to make a prior-year contribution. The Citizens Bank IRA Savings Plan consists of a Variable Rate IRA Savings account accompanied by Steady Save. On your statement, your account will be titled Variable Rate Savings IRA.

GoalTrack Savings Patent pending. Bonus varies based on the amount saved and length of savings period. See a Banker for details.

GoalTrack Savings Terms and Conditions

GoalTrack Savings^SM

Create a savings goal and get rewarded when you achieve it

Getting started:

GoalTrack Savings Bonus Information

Participating retailers include:

GoalTrack SavingsSM

Create a savings goal and get rewarded when you achieve it

Getting started:

GoalTrack Savings Bonus Information

Participating retailers include:

GoalTrack Savings^SM