Growth Savings

This money market account helps you grow your savings by offering competitive interest rates.

Citizens Bank personal checking account required

Monthly maintenance fee:
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Variable interest rates:
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Benefits

Rates

Variable rates can increase or decrease daily after account opening without notice. Rates shown apply to new accounts and may not apply to existing accounts.

Online & Mobile

24×7-account access online and via mobile app allows you to view balance1

Safety & Security

Safe and secure online and mobile banking guaranteed

FDIC insurance coverage

Compare Growth Savings to:

Personal Money Market

This money market account helps you earn interest while also giving you access to your funds.

Circle Gold Money Market

This is our relationship money market account that's only available as part of our Citizens Bank Circle Gold Banking® package. It features a preferred relationship interest rate.

Compare all money market accounts

Ready to apply?

Here's what you need to get started:

  • US citizens and resident aliens 18 or older can apply
  • Social security number
  • Driver's license or state ID number
  • Current contact information (e.g, address, phone number, email)
  • A check, credit card or debit card to fund your account

1 Unlimited in-branch transactions. Reg D limits certain types of transactions to no more than 6 per statement cycle, of which only 3 may be via check. Limited transactions include: telephone transfers, online transfers, automatic interest transfers from the money market account, any pre-authorized or automatic debits, outgoing wire transfers. Deposits and incoming transfers are allowed at any time without incurring a fee: ACH, Direct Deposits, Online Banking and incoming savings transfers. If you exceed these limits 3 times or more during any consecutive 12- statement cycles, we will, as applicable, transfer the funds in your money market account to a checking account that does not pay interest. We may, however, transfer your funds sooner if you significantly exceed these transfer limits in any one statement cycle. Excessive Transaction fees may apply.