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What is Overdraft Protection?

Educate yourself on bank overdraft protection services

Typically, when you overdraw your account, your payment is either denied or you face extra fees. With the help of Overdraft Protection from Citizens Bank, you can minimize these unexpected issues. We offer an Overdraft Line of Credit and Overdraft Protection from Savings so you can rest assured that your payments will be covered. See which solution is best for you.

Overdraft Plans Product Features
Overdraft Line of Credit *
  • Line of credit attached to your checking account
  • Protection against large overdrafts
  • Convenient automatic advances into your checking account
  • $30 annual fee, $10 each day a transfer occurs
    Annual fee waived for Circle Gold customers.
Overdraft Protection from Savings **
  • Automatic transfers from a savings account
  • Protection against overdrafts using your own funds
  • $30 annual fee–waived for Circle Gold customers.

What you should know about overdraft protection***

Learn more about Citizens Bank’s overdraft protection management and all of the services and solutions offered to help you monitor your money more closely and save on fees.


 

 

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* The annual fee is waived for Circle Gold Customers. See banker for Overdraft Line of Credit Agreement and Account Opening Disclosure for more information on applicable rates and fees.

** See a banker for the Personal Deposit Account Agreement Section C.6 [a] for important information about transaction limitations on your savings account.

Subject to approval.

Other fees may apply.