An overdraft occurs when there are not enough funds in your account to cover a transaction and your bank still pays the transaction on your behalf.
According to our Standard Overdraft Practices*, #BANK_NAME# may, at our discretion, authorize and pay overdrafts for the following types of transactions when you do not have adequate funds in your account:
However, we may not authorize and pay overdrafts for the following types of transactions unless you authorize us to do so by opting in:
If you wish to include your ATM and everyday debit card transactions in the Standard Overdraft Practices on your account, you will need to opt-in. By opting-in to Standard Overdraft Practices:
If you prefer that the bank does not pay ATM and debit card transaction overdrafts, you should not opt in to Standard Overdraft practices. If you use your debit card for everyday purchases (for example, buying groceries) or ATM transactions, but do not have sufficient funds available in your account, your transaction will be declined.
#BANK_NAME# offers overdraft protection options, like Overdraft Protection Line of Credit or Savings Overdraft Protection. If you have more questions about overdraft fee regulations please speak with a #BANK_NAME# representative at 1-877-360-2472 or refer to our FAQ on Standard Overdraft Practices.
|MoneyHelpSM: Overdraft Management||
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