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    <loc>http://www.citizensbank.com/about-us/news/citizens/2008/02-21-08-kettles.aspx</loc>
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    <loc>http://www.citizensbank.com/about-us/news/citizens/2008/04-09-08-hunger.aspx</loc>
    <lastmod>2010-05-26T22:00:00+00:00</lastmod>
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    <loc>http://www.citizensbank.com/about-us/news/citizens/2008/04-10-08-ct-champion.aspx</loc>
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  <url>
    <loc>http://www.citizensbank.com/about-us/news/citizens/2008/04-10-08-hunger.aspx</loc>
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    <loc>http://www.citizensbank.com/about-us/news/citizens/2008/04-10-08-ma-champion.aspx</loc>
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    <loc>http://www.citizensbank.com/about-us/news/citizens/2008/04-10-08-nh-champion.aspx</loc>
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    <loc>http://www.citizensbank.com/about-us/news/citizens/2008/04-10-08-ri-champion.aspx</loc>
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    <loc>http://www.citizensbank.com/about-us/news/citizens/2008/04-23-08-philly-champion.aspx</loc>
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    <lastmod>2010-05-26T22:00:00+00:00</lastmod>
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    <lastmod>2010-05-26T22:00:00+00:00</lastmod>
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    <lastmod>2010-05-26T22:00:00+00:00</lastmod>
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    <loc>http://www.citizensbank.com/about-us/news/citizens/2008/07-14-08-gear-pa.aspx</loc>
    <lastmod>2010-05-26T22:00:00+00:00</lastmod>
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    <loc>http://www.citizensbank.com/about-us/news/citizens/2008/07-15-08-ri-gear.aspx</loc>
    <lastmod>2010-05-26T22:00:00+00:00</lastmod>
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    <loc>http://www.citizensbank.com/about-us/news/citizens/2008/07-16-08-nh-champion.aspx</loc>
    <lastmod>2010-05-26T22:00:00+00:00</lastmod>
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    <lastmod>2010-05-26T22:00:00+00:00</lastmod>
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    <loc>http://www.citizensbank.com/about-us/news/citizens/2008/07-21-08-gears.aspx</loc>
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    <lastmod>2010-05-26T22:00:00+00:00</lastmod>
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    <loc>http://www.citizensbank.com/about-us/news/citizens/2008/07-21-08-ri-champion.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/delaware.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/disbursement.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/early-pay-off.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/e-statements.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/expenses-college-job.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/fafsa.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/fafsa-filing.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/federal-loans.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/fees.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/filling-gap.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/financial-aid-advisor.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/financial-aid-calendar.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/financial-aid-information.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/financial-aid-newsletter.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/financial-aid-package.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/financial-aid-package-samples.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/financial-aid-process.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/financial-changes.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/forbearance.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/glossary.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/government-regulation.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/grace-period.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/gradstudents.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/graduate-student-credit.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/graduation-date.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/grants-scholarships.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/green-online-banking.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/half-time-student-budget.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/home-equity.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/illinois.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/indiana.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/in-school-deferment.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/in-state-out-of-state-tuition.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/interest-rates.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/international-study-abroad.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/investment.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/lender-reputation.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/loans-scholarships-grants.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/maine.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/maintaining-good-credit.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/massachusetts.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/master-promissory-note.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/medical-students.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/michigan.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/military-deferment.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/money-savings-tips.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/multiple-college-students.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/new-hampshire.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/new-jersey.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/new-york-city.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/ohio.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/overview.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/pay-for-education.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/pennsylvania.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/philadelphia.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/prevent-identity-theft.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/private-student-loan-money.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/public-private-schools.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/raising-credit-score.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/rate-reduction.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/reasons-for-deferment.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/regulations-title-x.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/repaying.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/repayment.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/repeat-borrowing.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/resources/collegecalendar.aspx</loc>
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    <loc>http://www.citizensbank.com/student-loans/resources/default.aspx</loc>
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