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Three Easy Ways to Open

Business Credit Cards

Features and Benefits:

  • Save on business purchases with a 0% introductory rate for 6 months.
  • Easily manage your card program with online account management, consolidated statements and convenient payment options
  • Pay for business purchases and optimize cash flow.
  • Stay on top of your spending with expense tracking.

Open a business credit card account and get 5% cash back on hotel, airline and gas purchases
from August through October (up to $150 per account).* Don’t miss out!


Business Credit Cards Card Features APR Open an Account
Everyday Points®
Business MasterCard®

Credit Cards for Business from Citizens Bank
  • 0% Introductory rate on purchases for 6 months
  • No annual fee
  • Earn and redeem points towards cash back, travel, office equipment, restaurant, retail gift cards, and more
  • accessCard Command® allows you to manage cash flow, monitor employee spending and control business expenses
Competitive Rates Available
Business Platinum
MasterCard®

Credit Cards for Business from Citizens Bank
  • 0% Introductory rate on purchases for 6 months
  • No annual fee
  • accessCard Command allows you to manage cash flow, monitor employee spending and control business expenses
Competitive Rates Available

 

 

Speak to a
Business Banking Representative

1-800-428-7463


Schedule a Consultation

To connect with a Business Banking Representative, please complete a quick form and we will contact you within one business day.

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Over 1,350 branches close by.

 

* Credit Card offer: “Open a business credit card account and enjoy 5% hotel/airline/gas cash back from August 1st through October 31st:
Business Credit Card: Apply and get approved for an Everyday Points Business MasterCard or Business Platinum MasterCard account between 7/6/14 and 9/18/14 and earn 5% on purchases in the following merchant categories: hotel, airline and gas. This cash back offer applies to purchases made from 8/1/14 through 10/31/14. Reward will be posted as a credit on your accounts with a cap of $150 for each account in your business. Accounts must be open and in good standing to receive the credit. RBS Citizens, N.A. will determine the total dollar amount of qualified transactions made between 8/1/14 and 10/31/14 by you or by anyone you authorize to use the Account (each, an “Authorized User” or “Sub Account”). Transactions must be made by 10/31/14 and be posted to your account by 11/15/14 to qualify. The assignment of any qualified purchase to a Merchant Category will be solely determined by us and will be based upon the type of merchant rather than the nature of the product or service purchased. Eligible merchants and the associated merchant category codes (“MCC”) for the cash back in the Gas Category are gas stations (MCC codes 5541, 5542, 5299, and 9752). Purchases made at a merchant that does not process transactions under these codes will not qualify as a Gas purchase and the cash back will not be applied. 5% statement credit for qualified credit card purchases will be applied in one lump sum to the business credit card statement by 12/31/14 and will be labeled as “5 PCT Cash Back Reward”.

1 0.0% Introductory APR until the first day of your seventh billing cycle for your Everyday Points® Business MasterCard®. We will determine your margin and APR based upon our review of your application and your credit history.

2 EVERYDAY POINTS® BUSINESS MASTERCARD®: First purchase must occur within 90 days of account opening. Bonus points will be posted to your statement within two billing cycles after the promotional period ends.  This Rewards program is governed by the Terms and Conditions located at citizensbank.com/small-business/cards-and rewards/everyday-points-card.aspx. It will explain the program, including the following items: A) You receive two (2) Everyday Points for each $1 in purchases you make using your Everyday Points Business MasterCard. B) You will accrue points for Purchases but not for non-purchase transactions such as Cash Advances, Cash Equivalent Transactions or unauthorized charges. C) Rewards begin at 4,000 points. D) Redemption fees may be charged for some items. E) Points expire after three years. F) Program subject to change. G) Catalog items can be changed without notice. H) Other terms apply. First purchase must occur within 90 days of account opening. Bonus points will be posted to your account within two billing cycles. You are solely responsible for any taxes that may be owed as a result of rewards earned and/or redeemed under this card.  Please consult your tax advisor. RBS Citizens, N.A. does not provide tax advice. Any extension of credit shall be subject to the credit approval processes of Citizens Bank. Additional terms and conditions shall apply including but not limited to the completion and submission of the Citizens Bank credit application.

4 accessCARD Command: accessCARD Command not available for not-for-profit or non-recourse companies.