Business Line of Credit

The working capital you need to acquire short-term assets and prepare for long-term success.

Flexible payment options ensure there’s a credit solution for your business.
Improve cash flow with an unsecured business line of credit.
Borrow according to your seasonal needs with revolving credit.

Overview

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Use a business LOC to manage cash flow and acquire short-term assets, such as inventory.
Borrowing Limits	Business lines of credit up to $500,000.*
Payment Options	Monthly interest-only payments.
Annual Fee	$0 the first year and 1/4 of 1%, with a minimum of $150, for the second year and thereafter.
Features	Save 1% with autopay from a Citizens Bank business checking Account.
Customer Service	Dedicated team of Business Bankers available to serve you at 1,400 branches or on the phone.

* Call a Business Banker to learn about securing larger credit lines.

Citizens Bank Everyday Points^® Business MasterCard^®	Earn 3,500 Bonus Points and up to 2 points for every $1 you spend. Redeem towards Merchandise, Gift Cards, Travel, and much more for your everyday purchases. Low introductory rate on purchases for 6 months.
Business Term Loan	Borrow lump sums in amounts up to $500,000. Flexible payment terms up to 84 months. Act Now: Inquire online about our Term Loan solutions.
Business Advisor Checking	Relationship banking for businesses with moderate to heavy activity. Fees may be waived with average daily account balance or combined account balances. Eligible for discounts on other banking services.
Paychex Payroll Services	Eliminate payroll tax worries – complete payroll returns and deposits accurately and promptly. Direct Deposit and check-based pay options available. Personalized service to answer questions and facilitate the payroll process.
Business Needs Assessment	Dedicated Business Bankers are available to come to your office to enroll you in the service.
Click here to view our entire list of Business Solutions

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Citizens Bank is a brand name of RBS Citizens, N.A. and Citizens Bank of Pennsylvania. Deposit accounts held at RBS Citizens, N.A. and Citizens Bank of Pennsylvania are separately insured.

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