Student Borrowing

Invest in your future

Our TruFit Student Loan® is a flexible choice.

Undergraduate students

College is full of opportunity. But paying for it can feel a little overwhelming. A Citizens Bank private student loan puts you in control, with competitive interest rate options and flexible repayment terms.

Undergraduate loans

Graduate students

Looking for a smart way to finance your degree? Our Citizens Bank private student loan may be an affordable choice, with competitive interest rates and repayment terms.

Graduate loans

Ready to apply? Check out our TruFit Student Loan®

For many undergrad and grad students, our private student loan is an affordable way to borrow.

  • No application, origination or disbursement fees
  • Applicants eligible for a choice of competitive fixed or variable interest rates1
  • Lower your interest rate by up to .50 percentage points with available discounts2
  • Flexible repayment options (see examples)
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Save up to 0.50 percentage points off your interest rate2


  • Take advantage of your school’s entrance counseling provided by the financial aid office (the government requires this for all federal student loan borrowers).
  • This provides you with a good overview of your loan obligations.

Paying for school: the facts

We explain scholarships and grants, help you understand federal versus private loans and give tips to minimize your school-related expenses. Get the facts

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Student Banking
Student Borrowing
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