Student Borrowing

Invest in your future

Our TruFit Student Loan® is a flexible choice.

Ready to apply? Check out our TruFit Student Loan®

For many undergrad and grad students, our private student loan is an affordable way to borrow.

  • No application, origination or disbursement fees
  • Applicants eligible for a choice of competitive fixed or variable interest rates1
  • Lower your interest rate by up to .50 percentage points with available discounts2
  • Flexible repayment options (see examples)
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Save up to 0.50 percentage points off your interest rate2


  • Be sure to complete the FAFSA to secure federal aid.
  • To expedite the process, you may want to ask your parents to file their tax return early.

Undergraduate students

College is full of opportunity. But paying for it can feel a little overwhelming. A Citizens Bank private student loan puts you in control, with competitive interest rate options and flexible repayment terms.

Undergraduate loans

Graduate students

Looking for a smart way to finance your degree? Our Citizens Bank private student loan may be an affordable choice, with competitive interest rates and repayment terms.

Graduate loans

Paying for school: the facts

We explain scholarships and grants, help you understand federal versus private loans and give tips to minimize your school-related expenses. Get the facts

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Banking For Students
Student Borrowing
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