Student Loans for Law School

What you need to know about law school student loans

Attending law school is a dream for many aspiring lawyers and their families. But it can also be an expensive proposition.

Fortunately, there is plenty of financial help and loans available for law students. But remember: you must apply for your federal direct loans by filing a FAFSA, and you should exhaust grants, scholarships and federal direct loans first before tapping into a private loan for your graduate education. You must be a U.S. citizen or a permanent resident, and be enrolled at least half-time in an approved program.

Details about of Federal Direct PLUS Student Loans for law school:

No set limits on borrowing - you can borrow up to the full cost of attendance, minus any other financial aid you receive
Fixed interest rate over the entire life of the loan
Current employment not mandatory
4% fee on the principal amount of the Direct PLUS loan.
You must have a good credit history, or obtain a co-signature from an endorser.
Interest will continue to be charged on your principal balance, even if you secure a deferment or forbearance.
There is no grace period for repayment, though borrowers may obtain a deferment if enrolled at least half time in an approved program.

Find a private student loan for law school

You should know that a Citizens Bank TruFit Student Loan offers:

Competitive rates including an additional 0.50% interest rate reduction for automating payments from any eligible Citizens Bank account
Or, 0.25% interest rate reduction for automating payments from any eligible non-Citizens Bank account.
No fees
Quick, easy application process
Flexible repayment terms
Simple qualification¹ with minimum income requirements
Co-signer release option available after initial 36 consecutive, on-time payments²

Learn more about affordable law school student loans that fit your needs

Pursue your dream of attending law school and get the student loan information you need to make the best decision for your unique situation. You can find helpful information about our affordable TruFit Student Loan™. If you have more questions, call a student loan specialist at 1-800-708-6684, and we'll help walk you through the process.

Additional student loan and college planning resources

Guide to Paying for Graduate School
Types of Student Loans for Graduate Students
Loans Available for MBA Students
Student Loans for Medical Students

Have a Question?

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© Copyright 2013 RBS Citizens Financial Group, Inc. All rights reserved.
Citizens Bank is a brand name of RBS Citizens, N.A. and Citizens Bank of Pennsylvania. Deposit accounts held at RBS Citizens, N.A. and Citizens Bank of Pennsylvania are separately insured.

All loans are subject to individual approval.

1. Eligibility requirements: student must be enrolled at least half-time in a degree granting program at an eligible institution. They must be a U.S. citizen or permanent resident, or have a U.S. citizen co-signer. Student must be of legal borrowing age in their state of residence. International students can apply with a creditworthy U.S. citizen or permanent resident co-signer.

2. Subject to terms and conditions.

Citizens Bank reserves the right to modify interest rates and loan margins at any time without notice. Such changes will only apply to applications taken after the effective date of change.

Citizens Bank TruFit Student Loan programs are offered and originated by RBS Citizens Bank, N.A. Member FDIC and Equal Opportunity Lender. RBS Citizens Bank, N.A. may sell your loan to a third party, and, in the event your loan is sold, it will use commercially reasonable means to ensure that all of its promises to you, including all borrower benefits that you might become eligible for during the loan's repayment period, will be honored. If you consolidate your loan prior to earning a benefit, you waive your right to that benefit, but you may have the ability instead to earn consolidation benefits. If you consolidate your loan after you earn a benefit, that benefit will not be retracted or forfeited.