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Private Loans for Education

What can private loans be spent on?

Private student loan money—the kind lent by banks and credit unions—can be used for direct and indirect education-related expenses including:

  • Tuition
  • Room and board
  • Housing costs (if living off campus)
  • Books and other supplies
  • Lab fees
  • Transportation
  • Supplies
  • Child care for dependents

Some private and alternative loans allow you to buy or rent computers.

Your school must certify the maximum you can borrow each year.

The Citizens Bank TruFit Student Loan™ is a loan that can be used to cover education-related expenses, including past due balances.

Additional student loan and college planning resources

Federal Regulation of Student Loans
What is the Difference Between Stafford and Perkins Student Loans?
When to File as an Independent Student
What Fees Are Associated with Federal and Private Loans?

 

 
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