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One Deposit Checking from Citizens Bank®

Call 1-877-360-2472

As simple as “one and done.”
Just make one deposit per statement period — and be done with monthly maintenance fees.

Balance & Fees

Any Amount

Open your account with any amount. Seriously.

$0 or $9.99

Make one deposit of ANY amount per statement period — and we’ll waive the monthly maintenance fee.

No Minimum

Don’t worry about a minimum balance requirement (because there isn’t one).

Want to Learn More? Download our Account Guide.

Features & Benefits

Branches
and ATMs

Visit us at more than 1,100 branches and over 2,900 ATMs

24/7
Banking

Bank anytime, anywhere with Online, and Mobile Banking*

Easy Ways
to Pay

Use your debit card, Digital Wallet*, Zelle®1 or checks

Overdraft Solutions

Protect yourself with Overdraft Choices® including $5 Overdraft Pass®

Safety and
Security

Bank securely with 24/7 fraud monitoring and Zero Liability protection for debit cards2

3 Easy Steps to Open Your Account Online

  1. Have these ready

    • Driver’s License/State ID
    • Social Security Number
    • Email Address
    • Phone Number

  2. Fill out the application

    • Follow the simple instructions to complete your application

  3. Make Opening Deposit

    • Choose how to fund your opening deposit. Use a debit card or transfer from another bank
    • Submit the application

Ready to open an account?
Ready to open an account?

Put your one deposit on auto pilot
with direct deposit

Here's all you need to do

  1. Ask your employer for a direct deposit form
  2. Fill in your new checking account number and our bank routing number which can be found on the bottom of a check
  3. Include a voided check with your form

Click here for more information on direct deposit


 

One Deposit Checking FAQs

  • What is direct deposit and how can I benefit from it?
    With direct deposit, you can have your paycheck or Social Security check automatically deposited into your checking account each pay period, saving you a trip to the bank. And, because your funds are available on payday, you won't have to wait for checks to clear. It’s the fastest, easy way to collect pay. Make one deposit of any amount per statement period and we’ll waive the monthly maintenance fee.
  • How do I transfer funds?
    The fastest way to transfer funds between your checking, savings, or loan accounts is with Online or Mobile Banking. You may also make transfers between your accounts any time at an ATM or by phone at 1-800-922-9999.
  • How do I order checks?

    We have partnered with Deluxe to provide safe and convenient options to order personal checks, Home Equity Line of Credit checks, or Personal Line of Credit checks.


    Online Banking: Log In | Enroll

    (order checks through the Account Details section, then under Account Options)


    Online Through Deluxe: Order Checks

    (order directly with Deluxe, our preferred check provider)


    By Phone: 1-866-322-1350


    In Person: Find A Branch


    When you place your order using any of these convenient options, be sure to select your check style and confirm the following:

    Name and Address

    Routing Number

    Account Number

    Check Starting Number

    Please note: If you would like to change a name or address on your checks, please visit a branch near you or call us at 1-800-922-9999 to complete your order. Your checks will be sent in a flat, streamlined package in a blue envelope.

  • What is direct deposit and how can I benefit from it?
    With direct deposit, you can have your paycheck or Social Security check automatically deposited into your checking account each pay period, saving you a trip to the bank. And, because your funds are available on payday, you won't have to wait for checks to clear. It’s the fastest, easy way to collect pay. Make one deposit of any amount per statement period and we’ll waive the monthly maintenance fee.
  • How do I transfer funds?
    The fastest way to transfer funds between your checking, savings, or loan accounts is with Online or Mobile Banking. You may also make transfers between your accounts any time at an ATM or by phone at 1-800-922-9999.
  • How do I order checks?

    We have partnered with Deluxe to provide safe and convenient options to order personal checks, Home Equity Line of Credit checks, or Personal Line of Credit checks.


    Online Banking: Log In | Enroll

    (order checks through the Account Details section, then under Account Options)


    Online Through Deluxe: Order Checks

    (order directly with Deluxe, our preferred check provider)


    By Phone: 1-866-322-1350


    In Person: Find A Branch


    When you place your order using any of these convenient options, be sure to select your check style and confirm the following:

    Name and Address

    Routing Number

    Account Number

    Check Starting Number

    Please note: If you would like to change a name or address on your checks, please visit a branch near you or call us at 1-800-922-9999 to complete your order. Your checks will be sent in a flat, streamlined package in a blue envelope.

Citizens Bank Platinum Savings®

This relationship savings account offers better Platinum rates plus the same preferred benefits and services as Platinum Checking.

Learn More

How your checking account works

Managing your checking accounts doesn’t have to be complicated. Learn how to take control of your money and avoid overdrafts and fees.

Learn More

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