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Citizens Financial Group announces TruFit Good Citizen Scholarships™

Applications for college scholarships rewarding community service due by Sept. 16

Providence, R.I. (August 10, 2011) - Citizens Financial Group today announced a call for applications for its TruFit Good Citizen Scholarship™ program offering scholarships up to $7,500 to students whose volunteer efforts have made a difference in their communities. The program is open to high school seniors and current college students attending or planning to attend a federally accredited four-year college.

“We created this scholarship program as a way to reward those students who have invested their time and energy in making their communities better places to live,” said Brad Conner, Vice Chairman of Consumer Lending, Citizens Financial Group. “As a bank that provides student loans to thousands of students across the country every year and whose colleagues have made community service one of our core values, we are excited by this opportunity to offer college scholarships to students who share our commitment to local communities.”

Twenty scholarships totaling $50,000 will be awarded to students who reside in or plan to attend college in CFG’s 12-state footprint. One winner will receive $7,500; four winners each will receive $5,000; and 15 winners each will receive $1,500.

Applicants are asked to write an essay of no more than 500 words or to tape a 90-second video explaining the responsibility and leadership skills they have exhibited through their community service experience. For full details and to apply, go to www.citizensbank.com/scholarship or www.charterone.com/scholarship. The application deadline is September 16, 2011 and winners will be announced in November 2011. CFG chose this timing for the TruFit Good Citizen Scholarship in part to help students who may find themselves with funding gaps leading into the second semester.

As part of its commitment to helping students finance their education, CFG recently announced that its TruFit Student Loan® product now is available with a new fixed rate, giving students peace of mind in knowing how much their monthly payments will be when they start to repay their loans. There are no origination fees associated with the loan and interest rates are as low as 6.75 percent APR. Although students have the ability to qualify solely, they are encouraged to apply with a qualified cosigner to increase their chances of receiving the lowest interest rate possible.

Citizens Bank and Charter One customers also are eligible for cash rewards and other incentives as they save money for college through the bank’s CollegeSaver and GoalTrack Savings programs. In addition, college students are eligible for other rewards and special benefits through the bank’s Student Money Bundle program.

About Citizens Financial Group, Inc.

Citizens Financial Group, Inc. is a $132 billion commercial bank holding company. It is headquartered in Providence, R.I., and, through its subsidiaries, has more than 1,500 branches, approximately 3,900 ATMs and more than 20,900 colleagues. Its two bank subsidiaries are RBS Citizens, N.A. and Citizens Bank of Pennsylvania. They operate a 12-state branch network under the Citizens Bank brand in Connecticut, Delaware, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island and Vermont, and the Charter One brand in Illinois, Michigan and Ohio. CFG has non-branch retail and commercial offices in more than 30 states. CFG is owned by RBS (The Royal Bank of Scotland Group plc).



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