A Citizens Investment Services Financial Consultant can help you to determine which of the following insurance policies best fits your business goals:
Key Person Life Insurance
Key Person Life Insurance helps cover financial losses in the event of a loss of key person such as a business owner, partner or majority stakeholder.
Business Overhead Protection
Business Overhead Protection insurance is designed to reimburse a business for overhead expenses in the event an owner becomes disabled — in order to keep the business afloat until the insured recovers.
Long-Term Care Insurance
Long-term care insurance will help to safeguard you and your business beyond the limits of Medicare and other medical coverage plans.
Buy/Sell Funding provides for the smooth transfer of ownership to the shareholders or partners in the event of an owner’s untimely death, disability, retirement, or even when there is a falling out between partners.
To discuss your insurance protection needs, schedule a complimentary financial review with a local Citizens Investment Services Financial Consultant.
As your business needs change, so do your protection needs. Even if you already have existing insurance policies with another company, a Citizens Investment Services Financial Consultant can provide a holistic view of your insurance needs by taking an objective second look at your current protection.
You can also visit a local branch, or we’ll contact you when you fill out the following quick and easy form: