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Business Loan Calculator

Plan for your small business loan using the Business Loan Calculator

If you’re looking to grow your business with a small business loan, you know the importance of forecasting your debt service coverage. The Business Loan Calculator can be used to enter existing debts along with the new loan information to help plan for the future of your business. When you’re thinking about expanding, whether to a new physical location or investing in other fixed assets, you want to know if the rewards outweigh the risks. Your debt service coverage is essential when determining whether or not you can currently afford the additional debt to boost your business.

When using the Business Loan Calculator, if you find that your debt service coverage, including your new loan payment, is greater than 1.25:1, it is a favorable indication of your ability to support the additional debt. However, the Business Loan Calculator is only one tool in the borrowing process. While it will help you determine what your new monthly payment will be and how likely it is you’ll be able to handle the new debt, it’s still important to consider the immediacy of your business needs and individual situation. For help deciding if our small business loans or lines of credit are right for you, contact one of our Business Banking Representatives today. They’ll match you up with the right lending product, rates and structure you need to keep building your business.

This calculator is intended for informational purposes only and is not intended to provide today’s actual rates. It is an estimate of your monthly payment and may differ from your actual monthly payment.



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