© Copyright 2014 RBS Citizens Financial Group. All rights reserved.
Citizens Bank is a brand name of RBS Citizens, N.A. (NMLS ID# 433960) and Citizens Bank of Pennsylvania (NMLS ID# 522615).
All accounts are subject to individual credit approval.
MasterCard is a registered trademark of MasterCard International.
Credit cards are issued by RBS Citizens, N.A.
Certain conditions, restrictions and exclusions apply. Full terms and conditions will be sent when you become a cardmember.
You are solely responsible for any taxes that may be owed as a result of rewards earned and/or redeemed under this card. Please consult your tax advisor. RBS Citizens, N.A. does not provide tax advice.
When you pay your account balance in full by the due date.
Zero liability applies to "unauthorized" purchases made in the store, by telephone or online. "Unauthorized" use means that you did not provide, directly, by implication or otherwise, the right to use your card and you received no benefit from the "unauthorized" purchase. The conditions that need to be met are the following: You have exercised reasonable care in safeguarding your card from any unauthorized use. You have not reported two or more unauthorized events in the past 12 months. Also, your account must be in good standing. This does not apply if a PIN is used for the unauthorized purchases. Conditions and exceptions apply. Go to http://www.mastercard.us/zero-liability.html
Certain conditions, restrictions and exclusions apply. See your Guide to Benefits for complete program details.
Citizens Bank Zero Liability policy
covers U.S.—issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify Citizens Bank promptly of any unauthorized use.
Extended Warranty Protection doubles the time period of the original manufacturer's written U.S. warranty up to one full year on warranties of three years or less. Offers you reimbursement, within the first 90 days from the purchase date, in the event of theft, damage due to fire, vandalism, accidentally discharged water, or certain weather conditions, for eligible items purchased with a covered Citizens Bank Debit Card.