Cash Back Plus

It’s simple. A great cash back rate on every purchase.

Up to 1.8% cash back with our Citizens Bank Cash Back Plus™ World MasterCard®

  • Unlimited 1.5% cash back on every purchase1 with no rotating categories or enrollments to keep track of
  • 10% Purchase Bonus on your earned cash back rewards when you make at least one purchase every month for six consecutive months or more2
  • 10% Relationship Bonus on your earned cash back rewards and your Purchase Bonus when you deposit them into a Citizens Bank personal checking, savings or money market account3

Credit Card Calculator

Estimate your rewards with our cash back calculator

1.5% cash back reward

What’s your monthly credit card spending?

$600

Tell us how much you spend each month and we’ll calculate your annual cash back.
You’ll automatically receive 1.5% cash back on all your everyday purchases.1

Annual
cash back amount

$180

10% purchase bonus

Do you use your credit card every month?

Make at least one purchase every month for six consecutive months or more,
and you'll earn a 10% bonus on your earned cash back rewards.2

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10% relationship bonus

Do you have a Citizens Bank personal checking,
savings, or money market account?

Direct deposit your cash back into one of these accounts and you'll earn a 10%
bonus on your earned cash back rewards and your Purchase Bonus.3

+$18

Estimated cash back = 1.5%. That totals:

$198

cash back per year