Acquiring new stores. Upgrading equipment. Remodeling restaurant sites. Whatever your needs, our expert McDonald’s Lending team offers a fast, efficient and competitive response to all your financing needs.

With nearly 60 combined years of experience lending to Owner/Operators, our team is well-versed in the McDonald’s system, enabling us to provide a simple application process, quick credit approval decisions and competitive rates. Whether you are seeking financing to acquire or build new restaurants, remodel existing locations, purchase equipment or restructure existing assets, we’ll help make the financing fast and simple so you can concentrate on all the other decisions you need to make.

We understand the unique challenges and opportunities of Owner/Operators and provide a full range of financing options to meet your needs, including:

  • Fixed and Floating Rate Term Loans
  • Co-investment Term Loans
  • Equipment Lines of Credit
  • Cash and Treasury Management
  • Depository Services
  • Private banking and wealth management services

For us, it’s more than a loan, it’s a relationship. Contact us to learn more about what we can deliver as your relationship banking team and how we help Owner/Operators accelerate growth.


Michelle Ayer

Head of McDonald's Owner/Operator Lending